CATHEDRAL AND ABBEY CHURCH OF ST ALBAN

Registered charity 1207312 · accounts filings on the Charity Commission register · also known as ST ALBANS CATHEDRAL

St Albans Cathedral is the cathedral church of the Diocese of St Albans and the parish church for the ecclesiastical parish of St Albans Abbey. Its objects are to advance the Christian religion in accordance with the faith and practice of the Church of England, in particular by furthering the mission of the Church of England, and to care for and conserve the fabric and structure of the cathedral.

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Latest income
£3.4m
Latest spending
£3.6m
Registered
2024
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Cathedral achieved a significantly improved financial outcome in 2025, reducing its total net expenditure from a £436k deficit in 2024 to a £150k deficit in 2025. However, the filing notes that unrestricted reserves of £2.3m are below the stated targets for the Cathedral Fund (£3.8m) and the General Reserve (£425k-£678k), and that a backlog of essential conservation work is developing due to a lack of funds for anything beyond emergency repairs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: more than £60,000 — below the median for charities its size (£70k)
“Two employees received employee benefits excluding employer national insurance and pension contributions of more than £60,000 (2024: Nil).” — page 57
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 2
“Two employees received employee benefits excluding employer national insurance and pension contributions of more than £60,000 (2024: Nil).” — page 57
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Payment to Borras Construction Limited
“During the year the Cathedral paid £38,000 (2024: £43,000) to Borras Construction Limited relating to work on Holywell Hill. Carol Borras, a lay member of Chapter to May 2023, is a director of Borras Construction Limited.” — page 64
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Cathedral Enterprises (St Albans) Limited
“Cathedral Enterprises (St Albans) Limited (Company number 01642063) This limited company is a wholly owned trading subsidiary of the Cathedral” — page 18
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Mercer & Hole LLP. Discloses 5 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 30/11/2025)

Total income
£3.4m
Total spending
£3.6m
Cost of raising funds
£53k
Reserves (reported)
£2.3m
Employees
52

Reported reserves equal ~7.8 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, cost of raising funds: 1.5% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bedford · Central Bedfordshire · Hertfordshire · Luton

Income and spending

Financial year endIncomeSpending
30/11/2025£3.4m£3.6m
30/11/2024£2.9m£3.4m

Common questions

Is CATHEDRAL AND ABBEY CHURCH OF ST ALBAN financially healthy?

Per its FY2025 accounts: The accounts state that the Cathedral achieved a significantly improved financial outcome in 2025, reducing its total net expenditure from a £436k deficit in 2024 to a £150k deficit in 2025. However, the filing notes that unrestricted reserves of £2.3m are below the stated targets for the Cathedral Fund (£3.8m) and the General Reserve (£425k-£678k), and that a backlog of essential conservation work is developing due to a lack of funds for anything beyond emergency repairs. Its FY2025 accounts were audited by Mercer & Hole LLP.

What does the highest-paid employee of CATHEDRAL AND ABBEY CHURCH OF ST ALBAN earn?

Per its FY2025 accounts, the highest-paid employee was in the more than £60,000 band, and 2 employees earned over £60,000.

Who funds CATHEDRAL AND ABBEY CHURCH OF ST ALBAN?

Funders whose own accounts filings name CATHEDRAL AND ABBEY CHURCH OF ST ALBAN as a grant recipient include ST ALBANS CATHEDRAL MUSIC TRUST, THE MARTIN SMITH FOUNDATION.

Shared trustees with funders

Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£80kEndowment funds investment income towards music
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£80kinvestment income from the Trust's endowment funds towards the day to day costs of the Cathedral's music
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£65kChoristerships and Scholarships (Endowment funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£33ktowards improvements to the Chapter House Song School (new music desks, modification to rehearsal organ, new rehearsal piano), funded from the Salisbury Legacy
ST ALBANS CATHEDRAL MUSIC TRUSTFY2021£23kRefurbishment of the Song School (Salisbury Legacy Fund)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£20kEndow a Day’s Music (Endowment funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£10kCathedral Choirs Concert (unrestricted)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£10kannual grant from the Trust's unrestricted funds to support the provision of the Cathedral's choir chaperone
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£10kCathedral choir chaperone (unrestricted)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£10kCathedral Choir chaperone (Unrestricted funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£10ktowards the costs of a concert of Mendelssohn's oratorio St Paul in conjunction with St Albans Bach Choir in July 2022
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£10kNew Piano for Cathedral Song School (Designated funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2021£10kEnhancements to the Song School organ (Salisbury Legacy Fund)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£9kCathedral Choir Tour (unrestricted)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£6kannual grant from the Trust's unrestricted funds to support of day to day costs of the Cathedral's music
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£6ktowards the cost of enhancements to the Song School organ, funded from the Salisbury Legacy Fund
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£6kCathedral music (unrestricted)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2021£6kCathedral music (unrestricted funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£6kCathedral music (Unrestricted funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2021£5kCathedral choir chaperone (unrestricted funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£5kCathedral Girls’ Choir recording (unrestricted)
THE MARTIN SMITH FOUNDATIONFY2021£4k
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£4kCathedral development team (unrestricted)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£4ktowards the costs of the Cathedral Girls Choir tour to Sweden in June 2022
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£4kCathedral development team (Unrestricted funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2021£4kCathedral development team (unrestricted funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2022£4kannual grant from the Trust's unrestricted funds to support the work of the Cathedral's development team
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£2kCathedral Choir Tour (Unrestricted funds)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2023£1kRefurbishment of Cathedral Song School (designated funds - VAT reimbursement)
ST ALBANS CATHEDRAL MUSIC TRUSTFY2025£216Parish Orchestra (Unrestricted funds)

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Heritage Fund25/03/2014£4.4m"Alban, Britain's first saint: Telling the whole story"
The National Lottery Heritage Fund18/06/2013£3k"Magna Carta: 800th anniversary celebrations at St Albans Cathedral"

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ST ALBANS CATHEDRAL MUSIC TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CATHEDRAL AND ABBEY CHURCH OF ST ALBAN£3.4mmore than £60,0002unclear—no doubt
ST ALBANS CATHEDRAL MUSIC TRUST FY2025£145k—0unclear—no doubt
CATHEDRAL CHURCH OF ST THOMAS OF CANTERBURY PORTSMOUTH FY2024£1.3mmore than £60,0001below—no doubt
THE ST ALBANS DIOCESAN BOARD OF FINANCE FY2025£35.7m——within—no doubt
THE CATHEDRAL CHURCH OF ST MARTIN, LEICESTER FY2024£4.4m—0unclear—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SAINT ALBAN THE MARTYR, HOLBORN WITH SAINT PETER, SAFFRON HILL FY2025£203k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.