PORTSMOUTH ROYAL MARITIME CLUB

Registered charity 1205660 · accounts filings on the Charity Commission register

The provision of recreational facilities to facilitate comradeship and support of seafarers - particularly members of the Royal Naval Service, its reserves, the RFA, QARNNS

Objects

THE OBJECTS OF THE CIO ARE:1. IN THE INTERESTS OF SOCIAL WELFARE, TO IMPROVE THE CONDITIONS OF LIFE OF SEAFARERS BY PROVIDING A CLUB FOR ACCOMMODATION, RECREATION AND OTHER LEISURE-TIME OCCUPATION; AND2. THE RELIEF OF SEAFARERS AND FORMER SEAFARERS WHO ARE IN NEED, HARDSHIP OR DISTRESS.3. THE TRUSTEES MAY PROVIDE THE CLUB FACILITIES AT A REDUCED CHARGE, OR FREE OF CHARGE, TO SEAFARERS WHO ARE IN NEED, HARDSHIP OR DISTRESS.4. THE TRUSTEES MAY PROVIDE RELIGIOUS, USEFUL AND PROFESSIONAL INSTRUCTION TO SEAFARERS.5. THE LAND IDENTIFIED IN THE SCHEDULE TO THIS SCHEME MUST BE RETAINED BY THE TRUSTEES FOR USE FOR THE OBJECTS OF THE CHARITY.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

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Registered contact address: Portsmouth, South East, England (from the postcode on the register)

Latest income
£2.9m
Latest spending
£3.0m
Registered
2023
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net loss of £131,542 from unrestricted funds for the year ended 31 December 2025, primarily due to rising utility costs and interest rates. Despite this loss, total reserves increased to £3,733,824, driven by a £942,537 revaluation gain on freehold property. The trustees confirm the charity is a going concern with no material uncertainties.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of unrestricted expenditure (reserves figure: £1.9m)
“It is the policy of the Trustees to maintain free cash reserves sufficient to cover the overheads of the charity for three months in the event all income ceased.” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Finally, the CIO received income for event hire from the Naval Families Federation of £654 (2024: Enil). Paul Anthony Quinn is a Trustee of both Portsmouth Royal Maritime Club and Naval Families Federation.
“Finally, the CIO received income for event hire from the Naval Families Federation of £654 (2024: Enil). Paul Anthony Quinn is a Trustee of both Portsmouth Royal Maritime Club and Naval Families Federation.” — page 27
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Portsmouth Royal Maritime Club Limited
“The charity's wholly owned trading subsidiary Portsmouth Royal Maritime Club Limited, which is incorporated in England and Wales (registered no. 03681448), pays all profits to the charity.” — page 18
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by MC Audit Limited. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Employees paid over £60,000: 1 (£80,001–£90,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/12/2024

  • Employees paid over £60,000: 1 (£80,001–£90,000: 1)

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income
£2.9m
Total spending
£3.0m
Cost of raising funds
£1.1m
Reserves (reported)
£3.7m
Employees
88

Reported reserves equal ~14.7 months of spending — in the top quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (54% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 37.1% of total income — above the 90th percentile for charities its size (median 5.3%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Hampshire

Income and spending

Financial year endIncomeSpending
31/12/2025£2.9m£3.0m
31/12/2024£2.5m£2.4m

Common questions

Is PORTSMOUTH ROYAL MARITIME CLUB financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net loss of £131,542 from unrestricted funds for the year ended 31 December 2025, primarily due to rising utility costs and interest rates. Despite this loss, total reserves increased to £3,733,824, driven by a £942,537 revaluation gain on freehold property. The trustees confirm the charity is a going concern with no material uncertainties. Its FY2025 accounts were audited by MC Audit Limited.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with EXMOUTH ROWING CLUB.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
PORTSMOUTH ROYAL MARITIME CLUB£2.9m——unclear—no doubt
EXMOUTH ROWING CLUB FY2024£36k—0unclear—no doubt
THE ROYAL NAVY AND ROYAL MARINES CHARITY FY2025£16.2m——above—no doubt
RUTLAND SAILABILITY FY2025£263k—0unclear—no doubt
THE MARINE SOCIETY AND SEA CADETS FY2025£23.6m——unclear6.0%no doubt
QUEEN MARY'S ROEHAMPTON TRUST FY2025£479k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.