ELIZABETH DOWELL'S ALMSHOUSE TRUST
To provide affordable housing for the elderly.
Objects
3.1 THE OBJECTS OF THE CIO ARE FOR THE PUBLIC BENEFIT:3.1.1 THE RELIEF OF POVERTY, HARDSHIP OR DISTRESS OF ELDERLY PERSONS IN BIRMINGHAM BY THE PROVISION AND MAINTENANCE OF SOCIAL HOUSING IN THE FORM OF ALMSHOUSE ACCOMMODATION; AND3.1.2 SUCH OTHER CHARITABLE PURPOSES AS THE TRUSTEES IN THEIR ABSOLUTE DISCRETION DECIDE FOR THE BENEFIT OF THE RESIDENTS OF THE ALMSHOUSES.
Financial health, per its FY2025 accounts
The accounts state that the charity reported a surplus for the year with total unrestricted and designated funds of £1,436,896 and total funds carried forward of £1,548,302. The trustees maintain a reserves policy targeting six months of normal operational expenditure, which is covered by the available cash and liquid resources. The organization remains solvent with a positive operating margin and high occupancy rates in its social housing stock.
What the accounts disclose
“The General Reserve is to be maintained to cover around 2 years of operational costs including holding sufficient cash and liquid resources to cover six months of normal operational expenditure.”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Volunteer management
Trustees
- Charles James Wallchair
- Anne Durbin
- Isobel Shirley Knowles
- Laura Katherine Ward
- MARY GIRVAN
- Nigel Bruce van Wijk
- ROBERT LEONARD STANTON
- Revd. Professor Frank John Berry
- Robert James Wishart
- Stephen Gibbons
- Thomas Graham Russell
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £69k | £65k |
| 31/12/2024 | £0 | £0 |
Common questions
Is ELIZABETH DOWELL'S ALMSHOUSE TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a surplus for the year with total unrestricted and designated funds of £1,436,896 and total funds carried forward of £1,548,302. The trustees maintain a reserves policy targeting six months of normal operational expenditure, which is covered by the available cash and liquid resources. The organization remains solvent with a positive operating margin and high occupancy rates in its social housing stock. Its FY2025 accounts were independently examined.