LUMB BAPTIST CHURCH

Registered charity 1199233 · accounts filings on the Charity Commission register

Religious and community activities for all ages

Causes: Religious Activities · website · Get email alerts

Latest income
£77k
Latest spending
£79k
Registered
2022
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity operated with a net deficit of £8,972 for the year, reducing its cash balance from £47,905 to £38,932. The trustees maintain a reserves policy targeting six months of staffing and regular expenditure, valued at a minimum of £20,000, with current regular expenditure deemed to be £31,000. The charity holds unrestricted cash funds of £38,932, which exceeds the stated minimum policy target.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Weekly offerings (54% of income)
Weekly offerings 40,720
Per its FY2024 accounts as filed with the Charity Commission.
Reserves policy: six months’ staffing costs and six months’ regular expenditure, subject to a minimum of £20,000 (held: £39k)
The Reserves policy of our church is to hold six months’ staffing costs and six months’ regular expenditure to allow the church to adapt to any changes in the income or expenditure of the church. This is subject to a minimum of £20,000. After preparation of the 2025 budget, six months’ regular expenditure is deemed to be £31,000 — page 4
Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public profiles (found on the charity’s own website): facebook · instagram

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Lancashire

Income and spending

Financial year endIncomeSpending
31/12/2025£77k£79k
31/12/2024£76k£85k
31/12/2023£63k£67k
31/12/2022£0£0

Common questions

Is LUMB BAPTIST CHURCH financially healthy?

Per its FY2024 accounts: The accounts state that the charity operated with a net deficit of £8,972 for the year, reducing its cash balance from £47,905 to £38,932. The trustees maintain a reserves policy targeting six months of staffing and regular expenditure, valued at a minimum of £20,000, with current regular expenditure deemed to be £31,000. The charity holds unrestricted cash funds of £38,932, which exceeds the stated minimum policy target. Its FY2024 accounts were independently examined.