HARLOW U3A

Registered charity 1197680 · accounts filings on the Charity Commission register

Harlow U3A is an affiliate of The Third Age Trust ("TAT"), operating in Harlow, Essex. We subscribe to the ethos and goals of TAT. Our membership is inclusive and diverse, providing opportunities for education, self-improvement, physical recreation and social interaction for "Third Agers" - those in or approaching retirement from full-time work, by working and sharing in "Interest Groups".

Causes: Education/training · website · Get email alerts

Latest income
£48k
Latest spending
£44k
Registered
2022
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that Harlow U3A operated on a voluntary basis with no remunerated roles or employees, resulting in a net surplus of £3,863 for the year. The charity maintains unrestricted reserves of £19,942, which exceeds its stated policy target of holding cash no less than 30% of annual income. The trustees confirm that the organization has no fixed assets and can cease activities without significant cost.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: 30% of annual income (held: £20k)
Our policy on reserves is – 1. to operate within an annual budget so that our cash balance at any point in time is no less than 30% of annual income.
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The charity received assets from a dissolved predecessor charity, Harlow and Surrounding Areas U3A, which is a related entity in the context of the CIO structure.
It is the successor to the dissolved charity, Harlow and Surrounding Areas U3A, and received the assets of that charity.
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Financial year endIncomeSpending
31/03/2025£48k£44k
31/03/2024£46k£44k
31/03/2023£36k£38k

Common questions

Is HARLOW U3A financially healthy?

Per its FY2025 accounts: The accounts state that Harlow U3A operated on a voluntary basis with no remunerated roles or employees, resulting in a net surplus of £3,863 for the year. The charity maintains unrestricted reserves of £19,942, which exceeds its stated policy target of holding cash no less than 30% of annual income. The trustees confirm that the organization has no fixed assets and can cease activities without significant cost. Its FY2025 accounts were independently examined.