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FREE BELIEVERS IN CHRIST FELLOWSHIP

Registered charity 1195805 · accounts filings on the Charity Commission register · also known as FREE BELIEVERS IN CHRIST, FREE BELIEVERS IN CHRIST FELLOWSHIP INTERNATIONAL

Worship services, Sunday Divine services, Prayer meetings and Bible studies

Objects

THE OBJECT OF THE CIO IS, FOR THE PUBLIC BENEFIT, THE ADVANCEMENT OF THE CHRISTIAN FAITH IN THE UNITED KINGDOM AND THE WORLD IN SUCH WAYS AS THE CHARITY TRUSTEES MAY FROM TIME TO TIME DECIDE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · Get email alerts

Latest income
£214k
Latest spending
£227k
Registered
2021
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a deficit of £12,642 for the year ended 31 December 2025, resulting in a decrease in net assets to £656,691. The trustees have established a formal reserves policy target of £36,000, which is significantly below the actual unrestricted reserves of £441,281. The trustees confirm that the current level of reserves supports the organization on a going concern basis.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: £36,000 (held: £441k)
“It was unanimously resolved that FBCFI will maintain a reserve fund of £36,000, representing 20% of the organisation’s approximate annual income.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: One trustee received remuneration of £17,778 for services provided.
“d. During the year, one trustee resigned from the Board and received remuneration of £17,778 (2024: £15,835) for services provided to the charity.” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Loan to SGC Property & Investment Limited, a company controlled by Rev. Melchor Miranda (key management personnel). £40,000 outstanding at 31 Dec 2025.
“Included in long term loans above is a loan to SGC Property and Investment Limited, under a written loan agreement dated 6th October 2021. Interest was payable at a rate of 5% per annum on the unpaid principal amount.” — page 16
“Included in loans above is a bridging loan of £60,000 received in 2021 from Rev. Melchor Miranda, who is key management personnel. This loan has no fixed repayment date.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Bridging loan of £60,000 received from Rev. Melchor Miranda (key management personnel). No fixed repayment date.
“Included in long term loans above is a loan to SGC Property and Investment Limited, under a written loan agreement dated 6th October 2021. Interest was payable at a rate of 5% per annum on the unpaid principal amount.” — page 16
“Included in loans above is a bridging loan of £60,000 received in 2021 from Rev. Melchor Miranda, who is key management personnel. This loan has no fixed repayment date.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations received from trustees amounted to £3,564.
“Included in long term loans above is a loan to SGC Property and Investment Limited, under a written loan agreement dated 6th October 2021. Interest was payable at a rate of 5% per annum on the unpaid principal amount.” — page 16
“Included in loans above is a bridging loan of £60,000 received in 2021 from Rev. Melchor Miranda, who is key management personnel. This loan has no fixed repayment date.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Remuneration of £17,778 paid to a trustee for services provided.
“Included in long term loans above is a loan to SGC Property and Investment Limited, under a written loan agreement dated 6th October 2021. Interest was payable at a rate of 5% per annum on the unpaid principal amount.” — page 16
“Included in loans above is a bridging loan of £60,000 received in 2021 from Rev. Melchor Miranda, who is key management personnel. This loan has no fixed repayment date.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold); recorded price paid £500k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2024)

Total income
£204k
Total spending
£192k
Reserves (reported)
£0
Employees
4

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 7.1 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.0%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Australia · Canada · Cyprus · France · Hong Kong · Hungary · Israel · Italy · Japan · Netherlands · New Zealand · Norway

Income and spending

Financial year endIncomeSpending
31/12/2025£214k£227k
31/12/2024£669k£192k
31/12/2023£260k£367k
31/12/2022£350k£141k

Common questions

Is FREE BELIEVERS IN CHRIST FELLOWSHIP financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a deficit of £12,642 for the year ended 31 December 2025, resulting in a decrease in net assets to £656,691. The trustees have established a formal reserves policy target of £36,000, which is significantly below the actual unrestricted reserves of £441,281. The trustees confirm that the current level of reserves supports the organization on a going concern basis. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
CLARK FOUNDATION1£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE FREE CHURCH FEDERAL COUNCIL (INCORPORATED).

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
FREE BELIEVERS IN CHRIST FELLOWSHIP£214k—0unclear—no doubt
THE FREE CHURCH FEDERAL COUNCIL (INCORPORATED) FY2025£240k—0unclear—noted
BETHEL UNITED CHURCH OF JESUS CHRIST APOSTOLIC U.K. FY2025£1.1m—0above—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARK, BILTON FY2025£132k—0below—noted
THE REDEEMED CHRISTIAN CHURCH OF GOD ARK OF GOD PARISH FY2025£102k—0above—no doubt
NOWBELIEVE FY2025£213k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.