J & M SCHWAB CHARITABLE TRUST

Registered charity 1195747 · accounts filings on the Charity Commission register

The advancement of education and the advancement of health

Objects

THE ADVANCEMENT OF EDUCATION, THE ADVANCEMENT OF HEALTH AND FOR SUCH OTHER PURPOSES AS ARE CHARITABLE ACCORDING TO THE LAW AND ENGLAND & WALES AS THE TRUSTEES SHALL FROM TIME TO TIME THINK FIT.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Get email alerts

Latest income
£90k
Latest spending
£74k
Registered
2021
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £98,054, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a surplus for the year, with incoming resources of £90,000 against total expenditure of £74,436.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Donations
“Total incoming resources during the year amounted to £90,000 (2024: £60,000) which is attributable to donations received.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three and six month’s expenditure (held: £98k)
“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/03/2025£90k£74k
31/03/2024£60k£61k
31/03/2023£60k£33k
31/03/2022£85k£29k

Common questions

Is J & M SCHWAB CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £98,054, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a surplus for the year, with incoming resources of £90,000 against total expenditure of £74,436. Its FY2025 accounts were independently examined.