J & M SCHWAB CHARITABLE TRUST
The advancement of education and the advancement of health
Objects
THE ADVANCEMENT OF EDUCATION, THE ADVANCEMENT OF HEALTH AND FOR SUCH OTHER PURPOSES AS ARE CHARITABLE ACCORDING TO THE LAW AND ENGLAND & WALES AS THE TRUSTEES SHALL FROM TIME TO TIME THINK FIT.
Financial health, per its FY2025 accounts
The accounts state that unrestricted reserves stood at £98,054, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a surplus for the year, with incoming resources of £90,000 against total expenditure of £74,436.
What the accounts disclose
“Total incoming resources during the year amounted to £90,000 (2024: £60,000) which is attributable to donations received.” — page 4
“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure.” — page 4
Policies the charity declares
- Internal charity financial controls policy and procedures
- Risk management
- Safeguarding policy and procedures
- Serious incident reporting policy and procedures
- Volunteer management
Trustees
- Jonathan Schwabchair
- Miriam Schwab
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £90k | £74k |
| 31/03/2024 | £60k | £61k |
| 31/03/2023 | £60k | £33k |
| 31/03/2022 | £85k | £29k |
Common questions
Is J & M SCHWAB CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £98,054, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a surplus for the year, with incoming resources of £90,000 against total expenditure of £74,436. Its FY2025 accounts were independently examined.