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J & M SCHWAB CHARITABLE TRUST

Registered charity 1195747 · accounts filings on the Charity Commission register

The advancement of education and the advancement of health

Causes: General Charitable Purposes · Get email alerts

Latest income
£90k
Latest spending
£74k
Registered
2021
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £98,054, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a surplus for the year, with incoming resources of £90,000 against total expenditure of £74,436.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Donations
“Total incoming resources during the year amounted to £90,000 (2024: £60,000) which is attributable to donations received.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three and six month’s expenditure (held: £98k)
“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/03/2025£90k£74k
31/03/2024£60k£61k
31/03/2023£60k£33k
31/03/2022£85k£29k

Common questions

Is J & M SCHWAB CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £98,054, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a surplus for the year, with incoming resources of £90,000 against total expenditure of £74,436. Its FY2025 accounts were independently examined.