DEBT CENTRE GREENWICH
Provision of 1:1 support and access to free financial advice;Taking referrals from CAP Team to assist people with debt-related problems;Providing pastoral support through befrienders to help clients to rebuild their confidence Praying with clients and sharing the gospel message
Objects
1) THE RELIEF OF FINANCIAL HARDSHIP THROUGH THE PROVISION OF SUPPPORT AND ACCESS TO FREE FINANCIAL ADVICE AND ASSISTANCE TO PEOPLE WITH DEBT-RELATED PROBLEMS LIVING IN GREENWICH AND SURROUNDING AREAS WHO THROUGH LACK OF MEANS WOULD OTHERWISE BE UNABLE TO OBTAIN SUCH SUPPORT AND ADVICE. 2) THE ADVANCEMENT OF THE CHRISTIAN FAITH BY PROMOTING AND ENCOURAGING CHRISTIAN LIVING AND DEMONSTRATING THE GOSPEL OF JESUS CHRIST.
Financial health, per its FY2025 accounts
The accounts state that income for the year was £61,228 against expenditure of £55,659, resulting in a surplus. The trustees report that unrestricted reserves at year-end were £23,132, which exceeds their stated policy target of £14,000 for three months of running costs.
What the accounts disclose
“Grants - 39,036 39,036 45,431” — page 9
“Our current requirement for 3 months running costs is £14, 000.”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Paying staff
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/12/2025
- Volunteers: 2
Self-declared on the annual return for the financial year ending 31/12/2023
- Volunteers: 7
Trustees
- ANDREW MICHAEL BESWETHERICKchair
- Christopher John Ashworth
- David John Tyron Angel
- Tamara Ruth WOODHOUSE
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £61k | £56k |
| 31/12/2024 | £68k | £55k |
| 31/12/2023 | £27k | £40k |
| 31/12/2022 | £36k | £37k |
Common questions
Is DEBT CENTRE GREENWICH financially healthy?
Per its FY2025 accounts: The accounts state that income for the year was £61,228 against expenditure of £55,659, resulting in a surplus. The trustees report that unrestricted reserves at year-end were £23,132, which exceeds their stated policy target of £14,000 for three months of running costs. Its FY2025 accounts were independently examined.
Who funds DEBT CENTRE GREENWICH?
Funders whose own accounts filings name DEBT CENTRE GREENWICH as a grant recipient include THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL & ALL ANGELS BLACKHEATH PARK SE3, LONDON CATALYST, TRINITY VINEYARD CHURCH.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL & ALL ANGELS BLACKHEATH PARK SE3 | FY2021 | £5k | Hardship Fund grant |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL & ALL ANGELS BLACKHEATH PARK SE3 | FY2024 | £4k | UK and overseas mission |
| LONDON CATALYST | FY2023 | £3k | Twist & Shout song and dance for people with a disability in adult social care. |
| TRINITY VINEYARD CHURCH | FY2024 | £3k | Grants for: Debt Centre Greenwich |
| TRINITY VINEYARD CHURCH | FY2023 | £3k | Grants for: Debt Centre Greenwich |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL & ALL ANGELS BLACKHEATH PARK SE3 | FY2022 | £2k | Relief of poverty |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL & ALL ANGELS BLACKHEATH PARK SE3 | FY2025 | £2k | World Focus / UK and overseas mission |
| TRINITY VINEYARD CHURCH | FY2025 | £1k | Grants for: Debt Centre Greenwich |
| TRINITY VINEYARD CHURCH | FY2022 | £256 |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 23/01/2025 | £16k | Volunteering to Make A Difference |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| HOUSING JUSTICE | 1 | £20k |
| THE A S CHARITABLE TRUST | 1 | £19k |
| DRAPERS CHARITABLE FUND | 1 | £10k |
| RIDGEWAY COMMUNITY CHURCH | 1 | £7k |
| THE PAROCHIAL CHURCH COUNCIL OF KIDBROOKE | 1 | £6k |
| The Squire Patton Boggs Charitable Trust | 1 | £200 |
Charities like this
- CHIPPENHAM CAP CENTRE
- THE FENLAND CAP DEBT CENTRE
- GREENWICH HOMELESS PROJECT
- CENTRE CHURCH
- HENLEY ON THAMES CHURCHES DEBT CENTRE
- GREENWICH YOUTH FOR CHRIST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| DEBT CENTRE GREENWICH | £61k | — | 0 | above | — | no doubt |
| CHIPPENHAM CAP CENTRE | £33k | — | — | below | — | no doubt |
| THE FENLAND CAP DEBT CENTRE | £7k | £10,292.03 | 0 | unclear | — | no doubt |
| GREENWICH HOMELESS PROJECT | £202k | — | 0 | above | — | no doubt |
| CENTRE CHURCH | £167k | £40,000 | 0 | unclear | — | no doubt |
| HENLEY ON THAMES CHURCHES DEBT CENTRE | £94k | — | 0 | unclear | — | noted |