BAY CHURCH (TORBAY)

Registered charity 1194618 · accounts filings on the Charity Commission register

Church of England faith charity, planting a new church in Torbay

Objects

TO ADVANCE THE CHRISTIAN FAITH FOR THE BENEFIT OF THE PUBLIC LIVING IN TORBAY IN ACCORDANCE WITH THE TENETS OF THE CHURCH OF ENGLAND AND IN ACCORDANCE WITH THE STATEMENTS OF BELIEF APPEARING IN THE SCHEDULE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Latest income
£494k
Latest spending
£581k
Registered
2021
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £87,511 for the year, driven by a significant deficit on restricted funds despite a surplus on unrestricted funds. Per the trustees' report, unrestricted reserves stood at £193,732, which exceeds the stated policy target of £70,000, providing a buffer as grant funding reduces.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Strategic Development Fund (58% of income)
“The £289,442 (2024: £714,386) of restricted income includes £286,514 (2024: £600,114) of Strategic Development Fund income from the Archbishops’ Council.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months of unrestricted expenditure (held: £194k)
“The CIO aims to hold free reserves broadly equivalent to 3 months’ expenditure (£70,000)” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations from trustees/key management personnel
“During the year to 30 June 2025, the charity received £18,644 in donations (2024: £16,700) from the CIO trustees, key management personnel and persons closely connected to them. The donors did not attach any conditions to their gifts which required the charity to significantly alter the nature of its existing activities.” — page 14
“Clergy and staff claimed expenses of £991 (2024: £591) during the year for travel, subsistence, office supplies and the cost of communications. No other transactions were undertaken with any other CIO member, persons closely connected to them or related parties.” — page 14
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Staff expenses claimed by related parties
“During the year to 30 June 2025, the charity received £18,644 in donations (2024: £16,700) from the CIO trustees, key management personnel and persons closely connected to them. The donors did not attach any conditions to their gifts which required the charity to significantly alter the nature of its existing activities.” — page 14
“Clergy and staff claimed expenses of £991 (2024: £591) during the year for travel, subsistence, office supplies and the cost of communications. No other transactions were undertaken with any other CIO member, persons closely connected to them or related parties.” — page 14
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 30/06/2024)

Total income
£880k
Total spending
£811k
Reserves (reported)
£43k
Employees
6

Reported reserves equal ~0.6 months of spending — in the bottom quarter for charities its size (median 7.1 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (96% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.0%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Torbay

Income and spending

Financial year endIncomeSpending
30/06/2025£494k£581k
30/06/2024£880k£811k
30/06/2023£487k£326k
30/06/2022£178k£168k

Common questions

Is BAY CHURCH (TORBAY) financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £87,511 for the year, driven by a significant deficit on restricted funds despite a surplus on unrestricted funds. Per the trustees' report, unrestricted reserves stood at £193,732, which exceeds the stated policy target of £70,000, providing a buffer as grant funding reduces. Its FY2025 accounts were independently examined.

Who funds BAY CHURCH (TORBAY)?

Funders whose own accounts filings name BAY CHURCH (TORBAY) as a grant recipient include CHURCH REVITALISATION TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
CHURCH REVITALISATION TRUSTFY2022£107kSupport new church plant
CHURCH REVITALISATION TRUSTFY2021£25kSupport new church plant

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund17/07/2025£20kBay Church Family Hub
The National Lottery Community Fund02/09/2022£10kBay Tots

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SHOEBURYNESS AND THORPE BAY BAPTIST CHURCH.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BAY CHURCH (TORBAY)£494k—0above—no doubt
SHOEBURYNESS AND THORPE BAY BAPTIST CHURCH FY2024£345k—0unclear—no doubt
Together Church Torbay FY2024£111k—0below—no doubt
HERNE BAY BAPTIST CHURCH FY2025£114k—0unclear—no doubt
TABERNACLE BAPTIST CHURCH, PENARTH FY2025£240k—0unclear—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARTIN CAMBERLEY FY2024£113k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.