Charity Accounts Intelreading the accounts so you don’t have to

THE BANK OF DREAMS AND NIGHTMARES

Registered charity 1194307 · accounts filings on the Charity Commission register

The Bank of Dreams and Nightmares is a childrens charity based in Bridport, Dorset. We are a creative writing centre for children aged between 7 and 18 years old. We work on the principle that creative writing can change lives, and by creating an environment that allows children to explore the possibilities can have transformative results.

Causes: General Charitable Purposes · Education/training · Economic/community Development/employment · Human Rights/religious Or Racial Harmony/equality Or Diversity · website · Get email alerts

Latest income
£161k
Latest spending
£171k
Registered
2021
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that the charity operated at a net deficit of £9,664 for the year ended 30 April 2026, resulting in total funds decreasing to £36,157. Unrestricted reserves stood at £25,587, which the trustees acknowledge is below their stated policy target of three months of operating expenditure. Despite the deficit, the trustees report that the charity remains financially sustainable and able to meet its obligations as they fall due.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £26k; policy: three months of operating expenditure)
“At 30 April 2026, unrestricted reserves stood at £25,587. While this remains below the charity's long-term target” — page 21
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Devon · Dorset · Somerset

Income and spending

Financial year endIncomeSpending
30/04/2026£161k£171k
30/04/2025£144k£171k
30/04/2024£183k£170k
30/04/2023£75k£143k
30/04/2022£162k£34k

Common questions

Is THE BANK OF DREAMS AND NIGHTMARES financially healthy?

Per its FY2026 accounts: The accounts state that the charity operated at a net deficit of £9,664 for the year ended 30 April 2026, resulting in total funds decreasing to £36,157. Unrestricted reserves stood at £25,587, which the trustees acknowledge is below their stated policy target of three months of operating expenditure. Despite the deficit, the trustees report that the charity remains financially sustainable and able to meet its obligations as they fall due. Its FY2026 accounts were independently examined.

Who funds THE BANK OF DREAMS AND NIGHTMARES?

Funders whose own accounts filings name THE BANK OF DREAMS AND NIGHTMARES as a grant recipient include THE ASTOR FOUNDATION, THE VALENTINE CHARITABLE TRUST, THE ALICE ELLEN COOPER-DEAN CHARITABLE FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE ASTOR FOUNDATIONFY2025£12kArts, Conservation and Heritage
THE VALENTINE CHARITABLE TRUSTFY2025£5k
THE VALENTINE CHARITABLE TRUSTFY2024£5k
THE ALICE ELLEN COOPER-DEAN CHARITABLE FOUNDATIONFY2025£3k
THE ALICE ELLEN COOPER-DEAN CHARITABLE FOUNDATIONFY2024£3k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund24/10/2025£131kAfter School Clubs
The National Lottery Community Fund08/12/2023£8kThe Children's Republic of Bridport