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THE MCCARTHY & STONE CHARITABLE FOUNDATION

Registered charity 1191504 · accounts filings on the Charity Commission register

Our Foundation is working for a society where older people are valued, engaged and connected with their community. We achieve this through providing grant support to local, grassroots, volunteer-driven charities and community groups.

Causes: Education/training · Disability · Economic/community Development/employment · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£754k
Latest spending
£611k
Registered
2020
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £148,202, which is above the trustees' stated target range of £25,000–£30,000. However, the filing notes that the charity relies on the McCarthy & Stone Group for income, a relationship described as a critical consideration for its ongoing operations.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Fundraising cost ratio: 26.9% of fundraised income, as disclosed
“Total expenditure amounted to £610,581, of which £407,908 was allocated to charitable activities and £202,673 to fundraising efforts.”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: £25,000–£30,000 (held: £148k)
“Trustees usually set a target reserve range of £25,000–£30,000”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — The McCarthy Stone Foundation (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/10/2025)

Total income
£754k
Total spending
£611k
Cost of raising funds
£203k
Reserves (reported)
£148k
Employees
2

Reported reserves equal ~2.9 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (66% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 26.9% of total income — in the top quarter for charities its size (median 4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/10/2025£754k£611k
31/10/2024£716k£778k
31/10/2023£548k£569k
31/10/2022£342k£328k
31/10/2021£293k£221k

Common questions

Is THE MCCARTHY & STONE CHARITABLE FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £148,202, which is above the trustees' stated target range of £25,000–£30,000. However, the filing notes that the charity relies on the McCarthy & Stone Group for income, a relationship described as a critical consideration for its ongoing operations. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
POWER TO CHANGE TRUST1£129k
JUVENILE DIABETES RESEARCH FOUNDATION LIMITED1£95k
THE MOTIVATION CHARITABLE TRUST1£81k
BACK ON THE MAP LIMITED1£53k
HALLMARK CARE HOMES FOUNDATION1£36k
THE WILFRED AND ELSIE ELKES CHARITY FUND1£24k
ONE FOOTSTEP1£20k
THE TIM HENMAN FOUNDATION1£5k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ROBERT MCALPINE FOUNDATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE MCCARTHY & STONE CHARITABLE FOUNDATION£754k—0unclear26.9%no doubt
THE ROBERT MCALPINE FOUNDATION FY2025£1.1m—0above—no doubt
CARETECH CHARITABLE FOUNDATION FY2025£1.1m—0above—no doubt
THE MERCERS CHARITABLE FOUNDATION FY2025£6.6m—0unclear—no doubt
THE MCLAIN FOUNDATION LIMITED FY2024£2.8m—0unclear—no doubt
Community Foundation for Staffordshire and Shropshire FY2025£4.6m——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.