THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES THE GREAT, CRADLEY
REGULAR PUBLIC WORSHIP FOR ALL. THE PROVISION OF SACRED SPACE FOR PERSONAL PRAYER. PASTORAL WORK, INCLUDING VISITING THE SICK AND THE BEREAVED. PROMOTING THE WHOLE MISSION OF THE CHURCH
Objects
PROMOTING IN THE ECCLESIASTICAL PARISH THE WHOLE MISSION OF THE CHURCH.
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net deficit of £4,060.51 on unrestricted funds for the year ended 31 December 2025, resulting in a decrease in unrestricted reserves. The trustees note that voluntary giving has decreased and is insufficient to meet diocesan contributions, meaning the charity relies on fundraising and fees to cover running expenses. However, the unrestricted cash balance of £26,447.72 exceeds the stated reserves policy target of approximately £25,000.
What the accounts disclose
“It is PCC policy to try to maintain a balance of unrestricted funds which equates to at least six months’ unrestricted payments, equivalent to about £25,000.00.” — page 9
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/12/2025
- Volunteers: 10
Self-declared on the annual return for the financial year ending 31/12/2024
- Volunteers: 15
- Government income: £2,000 — grants £2,000 (1); 2% of the £80,594 total gross income on the same return
Self-declared on the annual return for the financial year ending 31/12/2023
- Volunteers: 15
Trustees
- Rev Rose Beth Robertschair
- CHRISTOPHER STEVEN ROBERTS
- Diane Mary Roberts
- Eryl Margaret Lloyd Copp
- IAN PETER BAILEY
- Jennifer Lesley Fleming
- MARGARET EDGAR
- Peter Warner
- Susan Bailey
- Susan Dunbar Ronan
- Susan Warner
- William Michael John Hames MA, ADAEP
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £76k | £81k |
| 31/12/2024 | £81k | £70k |
| 31/12/2023 | £69k | £56k |
| 31/12/2022 | £46k | £41k |
| 31/12/2021 | £48k | £48k |
Common questions
Is THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES THE GREAT, CRADLEY financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £4,060.51 on unrestricted funds for the year ended 31 December 2025, resulting in a decrease in unrestricted reserves. The trustees note that voluntary giving has decreased and is insufficient to meet diocesan contributions, meaning the charity relies on fundraising and fees to cover running expenses. However, the unrestricted cash balance of £26,447.72 exceeds the stated reserves policy target of approximately £25,000. Its FY2025 accounts were independently examined.
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Heritage Fund | 11/10/2024 | £30k | "Installation of Disabled Toilet Facilities & Additional Fire Escape" |
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- THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN THE BAPTIST, CHESTER
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Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES THE GREAT, CRADLEY | £76k | — | 0 | above | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN THE BAPTIST, CHESTER | £104k | — | 0 | unclear | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES, ANSTON | £50k | — | 0 | unclear | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES CARLISLE | £345k | — | 0 | above | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SS PHILIP AND JAMES, WHITTON | £156k | — | 0 | above | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES, CHORLEY | £125k | — | 0 | unclear | — | no doubt |