MILLOM BAPTIST CHURCH

Registered charity 1188947 · accounts filings on the Charity Commission register

Regular public worship and other activities to help adherents develop their Christian faith and life.Serving the community through pastoral care and support for initiatives that seek to relieve poverty and social isolation, and promote Christianity and social justice locally and in other parts of the world.Provision of buildings that can be used by other charities and community groups.

Objects

THE PRINCIPAL PURPOSES OF THE CHURCH ARE:- 3.1.1 THE ADVANCEMENT OF THE CHRISTIAN FAITH ACCORDING TO THE PRINCIPLES OF THE BAPTIST DENOMINATION. 3.1.2 THE CHURCH MAY ALSO ADVANCE EDUCATION AND CARRY OUT OTHER CHARITABLE PURPOSES IN THE UNITED KINGDOM AND/OR OTHER PARTS OF THE WORLD.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Latest income

£57k

Latest spending

£72k

Registered

2020

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that expenditure exceeded income during the year, resulting in a net decrease in funds. However, the Trustees believe current reserves are sufficient to cover anticipated future costs for building repairs and improvements. Regular income is expected to match or exceed regular expenditure in the coming year.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months regular expenditure (held: £47k)

“The Trustees have established a Reserves Policy of a minimum of three months regular expenditure, to cover a drop in income or unexpected expenditure.” — page 4

Per its FY2025 accounts as filed with the Charity Commission.

Payments to trustees: Revd Rachel A Street received Minister's stipend and housing allowance. Reimbursements were made to J Liney and M Ellwood.

“R A Street Minister’s stipend and housing allowance in line with Baptist Union guidelines Reimbursement for items purchased for the Church J Liney Reimbursement for items purchased for the Church M Ellwood Reimbursement for items purchased for the Church”

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: The Minister is a Trustee. Payments include stipend and reimbursement.

“R A Street Minister’s stipend and housing allowance in line with Baptist Union guidelines Reimbursement for items purchased for the Church J Liney Reimbursement for items purchased for the Church M Ellwood Reimbursement for items purchased for the Church”

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

Trustees · trustee networks

Brian Stanley Thomas
Jean LINEY · trustee of 1 other charity
Mary Kathryn Ellwood
Melvyn John Moyle
Peter Herbert Grayson
Rachel Ann Street
Susan Estelle Troll

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year end	Income	Spending
31/12/2025	£57k	£72k
31/12/2024	£133k	£106k
31/12/2023	£59k	£44k
31/12/2022	£112k	£116k
31/12/2021	£67k	£43k

Common questions

Is MILLOM BAPTIST CHURCH financially healthy?

Per its FY2025 accounts: The accounts state that expenditure exceeded income during the year, resulting in a net decrease in funds. However, the Trustees believe current reserves are sufficient to cover anticipated future costs for building repairs and improvements. Regular income is expected to match or exceed regular expenditure in the coming year. Its FY2025 accounts were independently examined.

Who funds MILLOM BAPTIST CHURCH?

Funders whose own accounts filings name MILLOM BAPTIST CHURCH as a grant recipient include THE HADFIELD CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
THE HADFIELD CHARITABLE TRUST	FY2022	£3k	Social Needs