THE PRUDENCE TRUST

Registered charity 1187700 · accounts filings on the Charity Commission register

Latest income
£3.5m
Latest spending
£8.3m
Registered
2020
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that total unrestricted reserves stood at £75,768,400, significantly exceeding the stated minimum liquidity reserve of £10 million. The charity reported a net movement in funds of £14,845,355, driven by substantial investment gains, while charitable expenditure exceeded incoming resources from donations and investment income.

What the accounts disclose

Highest-paid employee band: £120,001 - £130,000 — above the 90th percentile for charities its size (median £76k)
One employee earned between £120,000 and £130,000 during the year
Per its FY2024 accounts as filed with the Charity Commission.
Employees paid over £60,000: 1
One employee earned between £120,000 and £130,000 during the year
Per its FY2024 accounts as filed with the Charity Commission.
Reserves policy: at least £10m of reserves is held in cash and/or liquid investments (held: £75.8m)
The Trustee Directors have agreed that at least £10m of reserves is held in cash and/or liquid investments that can be realised and their settlement proceeds are available within 5 business days.
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Trustee expense reimbursement
A Trustee Director received a reimbursement of expense for the amount of £70 during the year to 31 December 2024 — page 30
Trustee Liability insurance of £8,207 was paid by the Charity on behalf of the Trustee Director — page 31
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Trustee liability insurance
A Trustee Director received a reimbursement of expense for the amount of £70 during the year to 31 December 2024 — page 30
Trustee Liability insurance of £8,207 was paid by the Charity on behalf of the Trustee Director — page 31
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Trustee directorship at investment manager
A Trustee Director received a reimbursement of expense for the amount of £70 during the year to 31 December 2024 — page 30
Trustee Liability insurance of £8,207 was paid by the Charity on behalf of the Trustee Director — page 31
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by Sayer Vincent LLP.

Year-over-year changes

Comparing this charity’s FY2023 and FY2024 accounts as analysed by this site.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Structured financials (annual return, FY ending 31/12/2024)

Total income
£3.5m
Total spending
£8.3m
Cost of raising funds
£1.1m
Reserves (reported)
£75.8m
Employees
6

Reported reserves equal ~109.0 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2024£3.5m£8.3m
31/12/2023£14.6m£8.8m
31/12/2022£13.4m£8.1m
31/12/2021£49.5m£5.2m
31/12/2020£116.4m£821k

Common questions

Is THE PRUDENCE TRUST financially healthy?

The accounts state that total unrestricted reserves stood at £75,768,400, significantly exceeding the stated minimum liquidity reserve of £10 million. The charity reported a net movement in funds of £14,845,355, driven by substantial investment gains, while charitable expenditure exceeded incoming resources from donations and investment income. Its FY2024 accounts were audited by Sayer Vincent LLP.

What does the highest-paid employee of THE PRUDENCE TRUST earn?

Per its FY2024 accounts, the highest-paid employee was in the £120,001 - £130,000 band, and 1 employees earned over £60,000.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

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