BROADWAY COTTAGES TRUST CIO

Registered charity 1187568 · accounts filings on the Charity Commission register

By the provision of housing at rents within their means, to alleviate and mitigate hardship for people of limited means living or having lived in Kettering Northamptonshire; and by provision of financial assistance to persons, hospitals and other charitable institutions with similar objects at the Trustees discretion

Objects

TO ALLEVIATE AND MITIGATE THE HARDSHIPS OF PEOPLE OF LIMITED MEANS RESIDING OR WHO HAVE RESIDED IN OR NEAR KETTERING NORTHAMPTONSHIRE OR ELSEWHERE IN THE UNITED KINGDOM

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Disability · Get email alerts

Latest income
£87k
Latest spending
£87k
Registered
2020
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted funds amounted to £1,100,476 at the year end, with free reserves far exceeding the level of resources expended. The trustees consider the charity has sufficient resources to continue current activities even in the event of a reduction in funding. The net movement in funds was a deficit of £20,157, primarily driven by unrealised losses on investments.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: sufficient resources to continue current activities and respond to specific appeals (held: £1.1m)
“At the year end, free reserves far exceed the level of resources expended. At this level, the Trustees consider that in the short term, they have sufficient resources to be able to continue the current activities of the Charity” — page 5
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Structured financials (annual return, FY ending 05/04/2021)

Total income
£1.2m
Total spending
£127k
Cost of raising funds
£10k
Reserves (reported)
£1.1m
Employees
3

Per its annual return, largest income source: Other (96% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.8% of total income.

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northamptonshire

Income and spending

Financial year endIncomeSpending
31/03/2025£87k£87k
31/03/2024£67k£80k
31/03/2023£66k£61k
31/03/2022£62k£68k
05/04/2021£1.2m£127k

Common questions

Is BROADWAY COTTAGES TRUST CIO financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted funds amounted to £1,100,476 at the year end, with free reserves far exceeding the level of resources expended. The trustees consider the charity has sufficient resources to continue current activities even in the event of a reduction in funding. The net movement in funds was a deficit of £20,157, primarily driven by unrealised losses on investments. Its FY2025 accounts were independently examined.