THE POLMAX CHARITABLE TRUST

Registered charity 1187487 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: General Charitable Purposes · website · Get email alerts

Latest income
£37k
Latest spending
£45k
Registered
2020
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that free reserves were £405 at the end of the period, with the trustees pursuing a policy of maintaining free reserves to cover future needs and contingencies. The charity holds significant investable assets, including £27,301 in bank balances and £491,884 in expendable endowment investments, which can be released to support activities. The independent examiner confirmed that no material matters came to their attention regarding the accounts or accounting records.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: none
Income from investments Interest received Sub total (Gross income for AR) A2 Asset and investment sales, (see table). Sale of investments Sale of Money Market Contract
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy (held: £405; policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks)
At the end of the reporting period the charity had free reserves of £405 (2024: £8,316). In addition to the free reserves the charity has bank balances of £27,301 (2024: £29,727) and investments valued at £491,884 within the expendable endowment fund which can be released to support the activities of the charity. The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company Ltd, a corporate trustee, was paid £4,484 for trust administration and cash management fees. Duncan Llowarch and Natalia Grinkova, trustees, declared a conflict of interest regarding a grant to The Girls Day School Trust because their daughter attends Putney High School, a part of that trust.
Ludlow Trust Company Ltd was paid £4,484 for trust administration and cash management fees during the year under review. These fees are authorised under clause 6 of the trust deed. In accordance with clause 6.4 (a) of the Trust Deed Duncan Llowarch and Natalia Grinkova have declared that as their daughter attends Putney High School, part of The Girls Day School Trust, and the school for which funding was intended, there was a perceived conflict of interest and as such they would not therefore take part in consideration of the proposed grant. It was confirmed that as the funds were to be used as bursaries for pupils whose families could not afford fees, there would be no benefit to Duncan, Natalia, or their daughter.
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
21/08/2025£37k£45k
21/08/2024£20k£14k
21/08/2023£3k£3k
21/08/2022£3k£3k
21/08/2021£2£4k

Common questions

Is THE POLMAX CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that free reserves were £405 at the end of the period, with the trustees pursuing a policy of maintaining free reserves to cover future needs and contingencies. The charity holds significant investable assets, including £27,301 in bank balances and £491,884 in expendable endowment investments, which can be released to support activities. The independent examiner confirmed that no material matters came to their attention regarding the accounts or accounting records. Its FY2025 accounts were independently examined.