THE TOR TRUST

Registered charity 1187325 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Objects

THE TRUSTEES SHALL HOLD THE CAPITAL AND INCOME OF THE TRUST FUND UPON TRUST TO APPLY THE INCOME, AND ALL OR SUCH PART OR PARTS OF THE CAPITAL, AT SUCH TIME OR TIMES AND IN SUCH MANNER TO, OR FOR THE BENEFIT OF SUCH CHARITIES OR SUCH EXCLUSIVELY CHARITABLE PURPOSES ACCORDING TO THE LAWS OF ENGLAND AND WALES IN ANY PART OF THE WORLD (OBJECTS) AS THE TRUSTEES MAY IN THEIR DISCRETION THINK FIT.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · website · Get email alerts

Registered contact address: Bristol, City of, South West, England (from the postcode on the register)

Latest income
£27k
Latest spending
£42k
Registered
2020
Accounts read
FY2026

Financial health, per its FY2026 accounts

The Tor Trust reported total incoming resources of £18,575, primarily from investment income and bank interest, against total payments of £37,190, which included £28,000 in grants. To cover this shortfall, the charity transferred £8,197 from its expendable endowment fund, resulting in unrestricted free reserves of £45,502 at year-end. The trustees state that the availability of the expendable endowment fund means it is not necessary to hold significant unrestricted reserves.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: investment_income (100% of income)
“Total incoming resources for the year were £18,575 (2025: £25,071), comprising investment income and bank interest.”
Per its FY2026 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy
“The trustees aim to maintain a modest level of free reserves to provide flexibility in the timing of grant-making and to meet ongoing administration costs. Given the availability of the expendable endowment fund, which can be drawn upon at the trustees’ discretion, the charity does not consider it necessary to hold significant unrestricted reserves.”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company Ltd paid £8,590 for trust administration and cash management fees.
“Ludlow Trust Company Ltd was paid £8,590 (2025: £8,120) for trust administration and cash management fees during the year under review. These fees are authorised under clause 6 of the trust deed.”
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 07/01/2026

  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 07/01/2025

  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 07/01/2024

  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
07/01/2026£27k£42k
07/01/2025£33k£17k
07/01/2024£21k£11k
07/01/2023£20k£20k
07/01/2022£11k£8k

Common questions

Is THE TOR TRUST financially healthy?

Per its FY2026 accounts: The Tor Trust reported total incoming resources of £18,575, primarily from investment income and bank interest, against total payments of £37,190, which included £28,000 in grants. To cover this shortfall, the charity transferred £8,197 from its expendable endowment fund, resulting in unrestricted free reserves of £45,502 at year-end. The trustees state that the availability of the expendable endowment fund means it is not necessary to hold significant unrestricted reserves. Its FY2026 accounts were independently examined.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE THOMPSON6 CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE TOR TRUST£27k——below—no doubt
THE THOMPSON6 CHARITABLE TRUST FY2026£99k——unclear—no doubt
MISS PATRICIA ANN HERBERTS CHARITABLE TRUST FY2026£61k——unclear—no doubt
THE ROY PROCTOR FOUNDATION FY2026£75k——unclear—no doubt
THE JOAN LYNETTE DALTON CHARITABLE TRUST FY2025£120k——unclear—no doubt
SEAVIEW CHARITABLE TRUST FY2026£102k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.