Cornerstone Bath

Registered charity 1181571 · accounts filings on the Charity Commission register · also known as GOSPEL COLLECTIVE CHURCH

As a small church we hold Sunday services with worship and teaching for all ages. Mid-week we have pastoral care groups.

Objects

THE OBJECT OF THE CIO IS, FOR THE BENEFIT OF THE PUBLIC, THE ADVANCEMENT OF THE CHRISTIAN FAITH IN BATH, THE UNITED KINGDOM AND THE WORLD AS THE CHARITY TRUSTEES MAY FROM TIME TO TIME DECIDE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Registered contact address: Bath and North East Somerset, South West, England (from the postcode on the register)

Latest income

£151k

Latest spending

£143k

Registered

2019

Accounts read

FY2026

Financial health, per its FY2026 accounts

The accounts state that unrestricted cash held at year-end was £110,137, which exceeds the trustees' policy target of no less than £15,000. The charity reported an overall income increase to £151,453 and expenditure of £142,584, resulting in a net increase in cash funds of £8,869. The independent examiner confirmed that no material matters came to attention regarding the accounts or accounting records.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £47,532 — below the median for charities its size (£60k)

“Malcolm Gamon served as a church leader and was paid £47,532 [2024: £38,460] and £4,772 in pension contributions for serving in that capacity, not for serving as a trustee” — page 9

Per its FY2026 accounts as filed with the Charity Commission.

Employees paid over £60,000: 1

“Malcolm Gamon served as a church leader and was paid £47,532” — page 9

Per its FY2026 accounts as filed with the Charity Commission.

Reserves policy: no less than £15,000 (which equates to about 3 months of unrestricted expenditure) (reserves figure: £110k)

“The trustees have determined that the charity should aim to hold unrestricted cash of no less than £15,000 (which equates to about 3 months of unrestricted expenditure)” — page 4

Per its FY2026 accounts as filed with the Charity Commission.

Related-party transaction: Malcolm Gamon, a church leader (not a trustee), was paid £47,532 and £4,772 in pension contributions.

“Malcolm Gamon served as a church leader and was paid £47,532 [2024: £38,460] and £4,772 in pension contributions for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document.” — page 9

“Nigel Ring, a trustee, is also a trustee of the TJ Virgo Trust, who made a grant to Cornerstone Church of £10,000 during the year.” — page 9

Per its FY2026 accounts as filed with the Charity Commission.

Related-party transaction: Nigel Ring, a trustee, is a trustee of TJ Virgo Trust which made a grant of £10,000 to the charity.

“Malcolm Gamon served as a church leader and was paid £47,532 [2024: £38,460] and £4,772 in pension contributions for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document.” — page 9

“Nigel Ring, a trustee, is also a trustee of the TJ Virgo Trust, who made a grant to Cornerstone Church of £10,000 during the year.” — page 9

Per its FY2026 accounts as filed with the Charity Commission.

Related-party transaction: Nigel Ring, a trustee, is a trustee of Hope for Tomorrow Global (HFTG), to which the charity allocated 2% of annual donations income.

“Malcolm Gamon served as a church leader and was paid £47,532 [2024: £38,460] and £4,772 in pension contributions for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document.” — page 9

“Nigel Ring, a trustee, is also a trustee of the TJ Virgo Trust, who made a grant to Cornerstone Church of £10,000 during the year.” — page 9

Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 6 of 6 completeness components.

Year-over-year changes

Employees paid over £60,000: 0 (FY2025) → 1 (FY2026).

Comparing this charity’s FY2025 and FY2026 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Financial reserves policy and procedures
Paying staff
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2026

Volunteers: 1
Trustee benefits, answered Yes to: any trustee benefit; other trustee benefit

Self-declared on the annual return for the financial year ending 31/03/2025

Volunteers: 100

Self-declared on the annual return for the financial year ending 31/03/2024

Volunteers: 1
Trustee benefits, answered Yes to: any trustee benefit; other trustee benefit

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

NIGEL RINGchair · trustee of 2 other charities
Katrina Louise Wilding
Malcolm Gamon

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bath And North East Somerset

Income and spending

Financial year end	Income	Spending
31/03/2026	£151k	£143k
31/03/2025	£133k	£99k
31/03/2024	£89k	£83k
31/03/2023	£96k	£64k
31/03/2022	£51k	£33k

Common questions

Is Cornerstone Bath financially healthy?

Per its FY2026 accounts: The accounts state that unrestricted cash held at year-end was £110,137, which exceeds the trustees' policy target of no less than £15,000. The charity reported an overall income increase to £151,453 and expenditure of £142,584, resulting in a net increase in cash funds of £8,869. The independent examiner confirmed that no material matters came to attention regarding the accounts or accounting records. Its FY2026 accounts were independently examined.

What does the highest-paid employee of Cornerstone Bath earn?

Per its FY2026 accounts, the highest-paid employee was in the £47,532 band, and 1 employees earned over £60,000.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE THOMPSON6 CHARITABLE TRUST	1	£24k
THE LAWSON TRUST CIO	1	£5k
Wokingham United Charities	1	£245

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with Cornerstone Baptist Church.

Cornerstone Baptist Church income £453k
CORNERSTONE BAPTIST CHURCH income £453k
KINGSWOOD CONGREGATIONAL CHAPEL CHARITY income £41k
CORNERSTONE BUILDING TRUST income £32k
FINCHAMPSTEAD BAPTIST CHURCH income £956k
CORNERSTONE CHURCH WATFORD income £64k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
Cornerstone Bath	£151k	£47,532	1	above	—	no doubt
Cornerstone Baptist Church FY2025	£453k	—	0	above	—	no doubt
CORNERSTONE BAPTIST CHURCH FY2025	£453k	—	0	above	—	no doubt
KINGSWOOD CONGREGATIONAL CHAPEL CHARITY FY2025	£41k	—	—	unclear	—	no doubt
CORNERSTONE BUILDING TRUST FY2025	£32k	—	0	unclear	—	no doubt
FINCHAMPSTEAD BAPTIST CHURCH FY2025	£956k	£37,964	0	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.