THE COTTAGE COMMUNITY
The Cottage Community is an independent registered charity providing a day centre and hot meals, lunch clubs, activities, transport and shopping trips for elderly and vulnerable clients, resident in the our catchment area. Generally speaking our catchment area is the rural communities between Sevenoaks and Dartford and Gravesend.We have been providing services for over 65 years.
Objects
TO PROMOTE THE WELFARE OF ELDERLY PEOPLE IN ANY MANNER WHICH NOW IS, OR HEREAFTER MAY BE, DEEMED BY LAW TO BE CHARITABLE WITHIN THE AREA OF SOUTH EAST LONDON, THE COUNTY OF KENT AND IN PARTICULAR NORTH WEST KENT.
Financial health, per its FY2026 accounts
The charity incurred a deficit of £122,501 for the year ended 31 March 2026, which was covered by unrestricted reserves, reducing total funds to £220,753. The trustees state that future operations are dependent on securing additional funding, representing a material uncertainty regarding the charity's ability to continue as a going concern. Current reserves are considered sufficient to continue operations for only a further year to eighteen months.
What the accounts disclose
“Charitable activities General 75,487”
“In accordance with The Charity Commission recommendation and best practice, the charity held a minimum of six months operating costs in its reserves.” — page 4
“However, the charity's future operations are dependent upon securing additional funding, which represents a material uncertainty that may cast significant doubt on the charity's ability to continue as a going concern.”
“At 31st March 2026 the charity was owed £42,672 (2025: £63,394) from it's subsidiary company RACDV Sales Limited” — page 14
“At 31st March 2026 the charity was owed £42,672 (2025: £63,394) from it's subsidiary company RACDV Sales Limited” — page 14
Year-over-year changes
- Going concern: no going-concern doubt (FY2025) → material uncertainty (FY2026).
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2026
- Volunteers: 3
- Has a trading subsidiary
Self-declared on the annual return for the financial year ending 31/03/2025
- Volunteers: 3
- Has a trading subsidiary
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 4
Register events
- Received assets from another charity (12/07/2019)
Trustees
- Christopher Armstrong
- DEREK PUTMAN
- James Willis
- John Kelly
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £104k | £221k |
| 31/03/2025 | £100k | £212k |
| 31/03/2024 | £101k | £240k |
| 31/03/2023 | £132k | £223k |
| 31/03/2022 | £198k | £231k |
Common questions
Is THE COTTAGE COMMUNITY financially healthy?
Per its FY2026 accounts: The charity incurred a deficit of £122,501 for the year ended 31 March 2026, which was covered by unrestricted reserves, reducing total funds to £220,753. The trustees state that future operations are dependent on securing additional funding, representing a material uncertainty regarding the charity's ability to continue as a going concern. Current reserves are considered sufficient to continue operations for only a further year to eighteen months. Its FY2026 accounts were independently examined.
Who funds THE COTTAGE COMMUNITY?
Funders whose own accounts filings name THE COTTAGE COMMUNITY as a grant recipient include THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENT.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENT | FY2024 | £5k | Grant category header |
| THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENT | FY2025 | £2k | Parenting, the family and children’s work |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE TOLKIEN TRUST | 1 | £40k |
| FRIENDS OF THE YEATMAN HOSPITAL | 1 | £15k |
| MIDDLE WAY TRUST | 1 | £10k |
| THE ST MICHAELS AND ALL SAINTS CHARITY | 1 | £2k |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL & ALL ANGELS, SUMMERTOWN | 1 | £303 |
| DRAGON CHRISTMAS CHARITY SALE | 1 | £250 |
Charities like this
- MEDMENHAM CHURCH COTTAGES CHARITY
- ROGIET COMMUNITY JUNCTION
- CATERHAM COMMUNITY ASSOCIATION
- PEACE COTTAGES CHARITY
- THE QUEEN ALEXANDRA COTTAGE HOMES
- WOOTTON TOWN HOUSES CHARITY
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE COTTAGE COMMUNITY | £104k | — | 0 | unclear | — | material uncertainty |
| MEDMENHAM CHURCH COTTAGES CHARITY | £47k | — | — | unclear | — | no doubt |
| ROGIET COMMUNITY JUNCTION | £759k | — | 0 | unclear | — | no doubt |
| CATERHAM COMMUNITY ASSOCIATION | £29k | — | 0 | unclear | — | no doubt |
| PEACE COTTAGES CHARITY | £88k | — | 0 | unclear | — | no doubt |
| THE QUEEN ALEXANDRA COTTAGE HOMES | £2.5m | — | 0 | unclear | — | no doubt |