CARD FACTORY FOUNDATION

Registered charity 1180081 · accounts filings on the Charity Commission register

Latest income
£1.4m
Latest spending
£484k
Registered
2018
Accounts read
FY2023

Financial health, per its FY2023 accounts

The accounts state that unrestricted reserves stood at £3,679,314, which is well above the stated policy target of £700,000. The charity reported a net income of £1,329,911 for the year, funded entirely by donations from a related party, Card Factory Plc. The trustees confirmed that no material uncertainties exist regarding the charity's ability to continue as a going concern.

What the accounts disclose

Reserves policy: £700,000 (held: £3.7m)
The Reserves Policy was revised and approved by the Board in October 2023, stipulating that the Foundation must maintain unrestricted accessible cash reserves to cover our pledged commitments, uncommitted funds for our grants programs, and 6 months of operating costs and overheads, resulting in the current reserves policy target of £700,000. — page 5
Per its FY2023 accounts as filed with the Charity Commission.
Related-party transaction: The trustees consider Card Factory Plc to be a related party as Card Factory Foundation derives all its income from Card Factory Plc. In the year, Card Factory Foundation received £1,440,898 in donations from Card Factory Plc. At 31st January 2023, £257,221 of donations were outstanding from Card Factory Plc.
The trustees consider Card Factory Plc to be a related party as Card Factory Foundation derives all its income from Card Factory Plc. In the year, Card Factory Foundation received £1,440,898 in donations from Card Factory Plc. At 31st January 2023, £257,221 of donations were outstanding from Card Factory Plc. These were received after the year end. — page 22
Per its FY2023 accounts as filed with the Charity Commission.

Accounts audited by Richard Smedley Limited.

Structured financials (annual return, FY ending 31/01/2025)

Total income
£1.4m
Total spending
£484k
Reserves (reported)
£5.9m
Employees
0

Reported reserves equal ~145.4 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ireland · Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/01/2025£1.4m£484k
31/01/2024£1.5m£201k
31/01/2023£1.4m£110k
31/01/2022£1.0m£300k
31/01/2021£711k£688k

Common questions

Is CARD FACTORY FOUNDATION financially healthy?

The accounts state that unrestricted reserves stood at £3,679,314, which is well above the stated policy target of £700,000. The charity reported a net income of £1,329,911 for the year, funded entirely by donations from a related party, Card Factory Plc. The trustees confirmed that no material uncertainties exist regarding the charity's ability to continue as a going concern. Its FY2023 accounts were audited by Richard Smedley Limited.

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