CARD FACTORY FOUNDATION

Registered charity 1180081 · accounts filings on the Charity Commission register

Grant and funding giving charity

Causes: General Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£1.4m

Latest spending

£484k

Registered

2018

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £5,860,559, which is well above the stated policy target of £700,000. The charity reported a net income of £885,484 for the year, funded entirely by donations from Card Factory Plc, with no significant fundraising activities undertaken.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Card Factory Plc (100% of income)

“The Foundation's principal source of funding is Sportswift Limited, a subsidiary of Card Factory Plc.” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: £700,000 (held: £5.9m)

“The Reserves Policy was revised and approved by the Board in October 2023, stipulating that the Foundation must maintain unrestricted accessible cash reserves to cover our pledged commitments, uncommitted funds for our grants programs, and 6 months of operating costs and overheads, resulting in the current reserves policy target of £700,000.” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: 13

“The trustees consider Card Factory Plc to be a related party as Card Factory Foundation derives all its income from Card Factory Plc. In the year, Card Factory Foundation received £1,369,267 in donations from Card Factory Plc. At 31st January 2025, £66,681 of donations were outstanding from Card Factory Plc. These were received after the year end.” — page 23

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Richard Smedley Limited. Discloses 5 of 6 completeness components.

Public profiles (found on the charity’s own website): instagram

Structured financials (annual return, FY ending 31/01/2025)

Total income

£1.4m

Total spending

£484k

Reserves (reported)

£5.9m

Employees

Reported reserves equal ~145.4 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Brian Nicholas Waringchair
Gemma Davies
Georgia Walsh
Joanne Thorburn
SUSAN GLASS
Shelley Lawton
Stephanie Paula Steele
Vicky Bramley

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ireland · Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/01/2025	£1.4m	£484k
31/01/2024	£1.5m	£201k
31/01/2023	£1.4m	£110k
31/01/2022	£1.0m	£300k
31/01/2021	£711k	£688k

Common questions

Is CARD FACTORY FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £5,860,559, which is well above the stated policy target of £700,000. The charity reported a net income of £885,484 for the year, funded entirely by donations from Card Factory Plc, with no significant fundraising activities undertaken. Its FY2025 accounts were audited by Richard Smedley Limited.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE JORDAN CHARITABLE FOUNDATION	1	£1.4m
THE LORD MAYOR'S APPEAL	1	£1.0m
THE WILFRED AND ELSIE ELKES CHARITY FUND	1	£24k
THE DISTILLERS' CHARITY	1	£15k
THE JOHN HORSEMAN TRUST	1	£5k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with BANHAM FOUNDATION LIMITED.

BANHAM FOUNDATION LIMITED income £286k
M AND M FOUNDATION income £217k
CANTIACORUM FOUNDATION income £155k
Community Foundation for Staffordshire and Shropshire income £4.6m
GOLDHEART CHARITY LIMITED income £439k
THE JOLLY FOUNDATION income £5.6m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
CARD FACTORY FOUNDATION	£1.4m	—	0	above	—	no doubt
BANHAM FOUNDATION LIMITED FY2025	£286k	—	0	unclear	—	no doubt
M AND M FOUNDATION FY2025	£217k	—	0	unclear	—	no doubt
CANTIACORUM FOUNDATION FY2025	£155k	—	0	unclear	—	no doubt
Community Foundation for Staffordshire and Shropshire FY2025	£4.6m	—	—	unclear	—	no doubt
GOLDHEART CHARITY LIMITED FY2025	£439k	—	0	above	—	noted

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.