LIVING WELL UK
Registered charity 1179472 · accounts filings on the Charity Commission register
The objects of the CIO are, the relief of sickness and preservation of health, with particular emphasis on mental health, in principally (but not exclusively) the Midlands, by:(a) providing psychological therapies and counselling;(b) providing education for organisations and professionals in the mental health field; and (c) promoting research for the public benefit and to publish the useful
Causes: The Advancement Of Health Or Saving Of Lives · Grant history (this charity is a funder) · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the group reported a net outgoing resource of £242k for the year, driven by a loss at the trading subsidiary despite a surplus at the parent charity. The trustees note that unrestricted reserves of £162k are below the stated policy target of approximately £650k, requiring corrective action to restore compliance. However, the group maintains adequate cash resources and NHS-commissioned contracts to support going concern.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves position: below the charity's own stated reserves policy (held: £162k)
“The Charity’s own unrestricted reserves were £185k (2024: £251k), this position is below the level set by the reserves policy and requires corrective action.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Citizen Coaching
“Martin Hogg, (a Director (and Chair) of Living Well Consortium) is also CEO of Citizen Coaching, which provided services to LWC during the financial year; the total amount invoiced from Citizen Coaching to LWC during the year totalled £958,475 (2023/24: £1,041,191). The amount owed by LWC to Citizen Coaching at 31 March 2025 was £108,431 (at 31 March 2024: £156,730). The amount owed by LWUK to Citizen Coaching at 31 March 2025 was £nil (at 31 March 2024: £nil).” — page 31
“Shahid Zaman (a Director of Living Well Consortium) was also a named director of Cognitive Wellness, which provided services to LWC during the financial year; the amount invoiced from Cognitive Wellness to LWC during the year totalled £1,021,641 (2023/24: £430,617). The amount owed by LWC to Cognitive Wellness at 31 March 2025 was £133,957 (at 31 March 2024: £nil).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Cognitive Wellness
“Martin Hogg, (a Director (and Chair) of Living Well Consortium) is also CEO of Citizen Coaching, which provided services to LWC during the financial year; the total amount invoiced from Citizen Coaching to LWC during the year totalled £958,475 (2023/24: £1,041,191). The amount owed by LWC to Citizen Coaching at 31 March 2025 was £108,431 (at 31 March 2024: £156,730). The amount owed by LWUK to Citizen Coaching at 31 March 2025 was £nil (at 31 March 2024: £nil).” — page 31
“Shahid Zaman (a Director of Living Well Consortium) was also a named director of Cognitive Wellness, which provided services to LWC during the financial year; the amount invoiced from Cognitive Wellness to LWC during the year totalled £1,021,641 (2023/24: £430,617). The amount owed by LWC to Cognitive Wellness at 31 March 2025 was £133,957 (at 31 March 2024: £nil).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Health Exchange Limited
“Martin Hogg, (a Director (and Chair) of Living Well Consortium) is also CEO of Citizen Coaching, which provided services to LWC during the financial year; the total amount invoiced from Citizen Coaching to LWC during the year totalled £958,475 (2023/24: £1,041,191). The amount owed by LWC to Citizen Coaching at 31 March 2025 was £108,431 (at 31 March 2024: £156,730). The amount owed by LWUK to Citizen Coaching at 31 March 2025 was £nil (at 31 March 2024: £nil).” — page 31
“Shahid Zaman (a Director of Living Well Consortium) was also a named director of Cognitive Wellness, which provided services to LWC during the financial year; the amount invoiced from Cognitive Wellness to LWC during the year totalled £1,021,641 (2023/24: £430,617). The amount owed by LWC to Cognitive Wellness at 31 March 2025 was £133,957 (at 31 March 2024: £nil).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Living Well Consortium Ltd
“The group comprises Living Well UK – the CIO – and Living Well Consortium Ltd. (LWC) – the trading subsidiary.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by Sayer Vincent LLP. Discloses 4 of 6 completeness components.
What the charity says about itself (2021/22)
From its own voluntary annual review / impact report — the charity’s account of its work, distinct from the statutory accounts analysed above.
The charity's own account of its IAPT triage and assessment volume.
“During 2021/22, LWC successfully triaged/assessed over 14,000 clients, enabling them to access the correct treatment in a timely and effective way.”
The charity's claim regarding client recovery rates compared to national expectations.
“There is national expectation for 50% of people being treated by IAPT to recover by the end of their treatment. Over the past year, an average of 52% of LWC clients have achieved recovery by the end of their treatment.”
The charity's total patient reach under NHS contracts.
“In the year ended 31 March 2022, over 22,500 patients received services from LWC or its member organisations under NHS contracts in Birmingham and Solihull.”
Public-sector contracts awarded
From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/03/2025)
Cost of raising funds
£199k
Reported reserves equal ~0.2 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (69% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 2.1% of total income — below the median for charities its size (5.2%) (benchmarks).
- Jennifer Jones-Rigby
- LOUISE DIANE MCKIERNAN
- Lovemore kalibe Masiane
Trustee list from the Charity Commission register (current, not historical).
Operates in: Throughout England And Wales
Income and spending
Common questions
Is LIVING WELL UK financially healthy?
Per its FY2025 accounts: The accounts state that the group reported a net outgoing resource of £242k for the year, driven by a loss at the trading subsidiary despite a surplus at the parent charity. The trustees note that unrestricted reserves of £162k are below the stated policy target of approximately £650k, requiring corrective action to restore compliance. However, the group maintains adequate cash resources and NHS-commissioned contracts to support going concern. Its FY2025 accounts were audited by Sayer Vincent LLP.
Who funds LIVING WELL UK?
Funders whose own accounts filings name LIVING WELL UK as a grant recipient include WILLIAM ADLINGTON CADBURY CHARITABLE TRUST.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with Coventry, Warwickshire & Worcestershire Mind.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.