LIVING WELL UK

Registered charity 1179472 · accounts filings on the Charity Commission register

The objects of the CIO are, the relief of sickness and preservation of health, with particular emphasis on mental health, in principally (but not exclusively) the Midlands, by:(a) providing psychological therapies and counselling;(b) providing education for organisations and professionals in the mental health field; and (c) promoting research for the public benefit and to publish the useful

Causes: The Advancement Of Health Or Saving Of Lives · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£9.6m
Latest spending
£9.9m
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the group reported a net outgoing resource of £242k for the year, driven by a loss at the trading subsidiary despite a surplus at the parent charity. The trustees note that unrestricted reserves of £162k are below the stated policy target of approximately £650k, requiring corrective action to restore compliance. However, the group maintains adequate cash resources and NHS-commissioned contracts to support going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £162k)
“The Charity’s own unrestricted reserves were £185k (2024: £251k), this position is below the level set by the reserves policy and requires corrective action.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Citizen Coaching
“Martin Hogg, (a Director (and Chair) of Living Well Consortium) is also CEO of Citizen Coaching, which provided services to LWC during the financial year; the total amount invoiced from Citizen Coaching to LWC during the year totalled £958,475 (2023/24: £1,041,191). The amount owed by LWC to Citizen Coaching at 31 March 2025 was £108,431 (at 31 March 2024: £156,730). The amount owed by LWUK to Citizen Coaching at 31 March 2025 was £nil (at 31 March 2024: £nil).” — page 31
“Shahid Zaman (a Director of Living Well Consortium) was also a named director of Cognitive Wellness, which provided services to LWC during the financial year; the amount invoiced from Cognitive Wellness to LWC during the year totalled £1,021,641 (2023/24: £430,617). The amount owed by LWC to Cognitive Wellness at 31 March 2025 was £133,957 (at 31 March 2024: £nil).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Cognitive Wellness
“Martin Hogg, (a Director (and Chair) of Living Well Consortium) is also CEO of Citizen Coaching, which provided services to LWC during the financial year; the total amount invoiced from Citizen Coaching to LWC during the year totalled £958,475 (2023/24: £1,041,191). The amount owed by LWC to Citizen Coaching at 31 March 2025 was £108,431 (at 31 March 2024: £156,730). The amount owed by LWUK to Citizen Coaching at 31 March 2025 was £nil (at 31 March 2024: £nil).” — page 31
“Shahid Zaman (a Director of Living Well Consortium) was also a named director of Cognitive Wellness, which provided services to LWC during the financial year; the amount invoiced from Cognitive Wellness to LWC during the year totalled £1,021,641 (2023/24: £430,617). The amount owed by LWC to Cognitive Wellness at 31 March 2025 was £133,957 (at 31 March 2024: £nil).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Health Exchange Limited
“Martin Hogg, (a Director (and Chair) of Living Well Consortium) is also CEO of Citizen Coaching, which provided services to LWC during the financial year; the total amount invoiced from Citizen Coaching to LWC during the year totalled £958,475 (2023/24: £1,041,191). The amount owed by LWC to Citizen Coaching at 31 March 2025 was £108,431 (at 31 March 2024: £156,730). The amount owed by LWUK to Citizen Coaching at 31 March 2025 was £nil (at 31 March 2024: £nil).” — page 31
“Shahid Zaman (a Director of Living Well Consortium) was also a named director of Cognitive Wellness, which provided services to LWC during the financial year; the amount invoiced from Cognitive Wellness to LWC during the year totalled £1,021,641 (2023/24: £430,617). The amount owed by LWC to Cognitive Wellness at 31 March 2025 was £133,957 (at 31 March 2024: £nil).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Living Well Consortium Ltd
“The group comprises Living Well UK – the CIO – and Living Well Consortium Ltd. (LWC) – the trading subsidiary.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Sayer Vincent LLP. Discloses 4 of 6 completeness components.

What the charity says about itself (2021/22)

From its own voluntary annual review / impact report — the charity’s account of its work, distinct from the statutory accounts analysed above.

The charity's own account of its IAPT triage and assessment volume.
“During 2021/22, LWC successfully triaged/assessed over 14,000 clients, enabling them to access the correct treatment in a timely and effective way.”
The charity's claim regarding client recovery rates compared to national expectations.
“There is national expectation for 50% of people being treated by IAPT to recover by the end of their treatment. Over the past year, an average of 52% of LWC clients have achieved recovery by the end of their treatment.”
The charity's total patient reach under NHS contracts.
“In the year ended 31 March 2022, over 22,500 patients received services from LWC or its member organisations under NHS contracts in Birmingham and Solihull.”

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
BIRMINGHAM & SOLIHULL MENTAL HEALTH NHS FOUNDATION TRUSTCYP Youth Counselling——
BIRMINGHAM & SOLIHULL MENTAL HEALTH NHS FOUNDATION TRUSTTalking therapies services CYP Birmingham——

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£9.6m
Total spending
£9.9m
Cost of raising funds
£199k
Reserves (reported)
£162k
Employees
66

Reported reserves equal ~0.2 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (69% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 2.1% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£9.6m£9.9m
31/03/2024£8.1m£8.1m
31/03/2023£6.3m£6.0m
31/03/2022£4.9m£5.0m
31/03/2021£4.4m£4.5m

Common questions

Is LIVING WELL UK financially healthy?

Per its FY2025 accounts: The accounts state that the group reported a net outgoing resource of £242k for the year, driven by a loss at the trading subsidiary despite a surplus at the parent charity. The trustees note that unrestricted reserves of £162k are below the stated policy target of approximately £650k, requiring corrective action to restore compliance. However, the group maintains adequate cash resources and NHS-commissioned contracts to support going concern. Its FY2025 accounts were audited by Sayer Vincent LLP.

Who funds LIVING WELL UK?

Funders whose own accounts filings name LIVING WELL UK as a grant recipient include WILLIAM ADLINGTON CADBURY CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
WILLIAM ADLINGTON CADBURY CHARITABLE TRUSTFY2023£15kMedical and Healthcare

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund21/03/2024£214kPeer-Led youth Support
Sport England23/11/2022£5kJubilee Fund - Multi-Sports in Sandwell
The National Lottery Community Fund04/05/2020£36kVirtual Online Support in response to COVID-19 Crisis

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with Coventry, Warwickshire & Worcestershire Mind.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
LIVING WELL UK£9.6m—0below—no doubt
Coventry, Warwickshire & Worcestershire Mind FY2025£11.6m——unclear—no doubt
QUINN'S RETREAT FY2025£161k—0unclear—no doubt
CAMPAIGN AGAINST LIVING MISERABLY FY2025£8.7m——unclear29.0%no doubt
BIRMINGHAM INDUSTRIAL THERAPY ASSOCIATION LIMITED FY2025£1.4m—0unclear—noted
THE EDWARD SHOWLER FOUNDATION FY2025£144k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.