CROUCH END & DISTRICT U3A

Registered charity 1178165 · accounts filings on the Charity Commission register · also known as CROUCH END & DISTRICT UNIVERSITY OF THE THIRD AGE

CEDU3A provides monthly meetings with a speaker, social events and around 120 different subject groups for those who are retired or semi-retired to attend. The charity is a self-help organisation and all activities are lead by volunteers, with members bringing together subject groups which others are interested in attending in their own homes or other local venues.

Objects

THE ADVANCEMENT OF EDUCATION AND, IN PARTICULAR, THE EDUCATION OF OLDER PEOPLE AND THOSE WHO ARE RETIRED FROM FULLTIME WORK BY ALL MEANS, INCLUDING ASSOCIATED ACTIVITIES CONDUCIVE TO LEARNING AND PERSONAL DEVELOPMENT

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · Other Charitable Purposes · website · Get email alerts

Latest income

£35k

Latest spending

£34k

Registered

2018

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity maintained stable finances with a surplus of £1,142 for the year ended 31 December 2025. Free reserves stood at £33,167, which is significantly higher than the trustees' stated policy target of £10,000. The trustees noted that while reserves are substantial, they expect erosion over time due to reduced subscription fees, though this will be kept under review.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: £10,000 (reserves figure: £33k)

“Accumulated reserves of £33k at 31st December 2025 are higher than the £10k that the Trustees previously set as the level needed to ensure that CEDu3a had an adequate backstop.” — page 9

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Investment
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

Volunteers: 20

Self-declared on the annual return for the financial year ending 31/12/2024

Volunteers: 140

Self-declared on the annual return for the financial year ending 31/12/2023

Volunteers: 140

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Alison Louise Miller
Andrew Arthur Wyndham Sich
Belinda Anne Ackerman
David Anthony Lane
Frances Dawn Day-Stirk
Gillian Fawcett · trustee of 1 other charity
John David Harvey Weatherby
Kenneth Scott Jones
Maria Luisa Welch
Robert Evans
Sally Jane Shaw
Sarah Dearman
Victoria Midwinter

Trustee list from the Charity Commission register (current, not historical).

Operates in: Haringey

Income and spending

Financial year end	Income	Spending
31/12/2025	£35k	£34k
31/12/2024	£36k	£31k
31/12/2023	£33k	£28k
31/12/2022	£24k	£27k
31/12/2021	£14k	£17k

Common questions

Is CROUCH END & DISTRICT U3A financially healthy?

Per its FY2025 accounts: The accounts state that the charity maintained stable finances with a surplus of £1,142 for the year ended 31 December 2025. Free reserves stood at £33,167, which is significantly higher than the trustees' stated policy target of £10,000. The trustees noted that while reserves are substantial, they expect erosion over time due to reduced subscription fees, though this will be kept under review. Its FY2025 accounts were independently examined.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WINDSOR AND DISTRICT U3A.

WINDSOR AND DISTRICT U3A income £42k
U3A CRANLEIGH AND DISTRICT AREA income £59k
CHICHESTER U3A income £37k
BRIGHTON FIVE DEANS U3A income £27k
CANTERBURY AND DISTRICT UNIVERSITY OF THE THIRD AGE income £54k
BURY ST EDMUNDS BRANCH OF THE THIRD AGE TRUST(U3A) income £69k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
CROUCH END & DISTRICT U3A	£35k	—	above	—	no doubt
WINDSOR AND DISTRICT U3A FY2025	£42k	—	unclear	—	no doubt
U3A CRANLEIGH AND DISTRICT AREA FY2025	£59k	—	no_policy	—	no doubt
CHICHESTER U3A FY2025	£37k	—	above	—	no doubt
BRIGHTON FIVE DEANS U3A FY2025	£27k	—	above	—	no doubt
CANTERBURY AND DISTRICT UNIVERSITY OF THE THIRD AGE FY2025	£54k	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.