CROUCH END & DISTRICT U3A
CEDU3A provides monthly meetings with a speaker, social events and around 120 different subject groups for those who are retired or semi-retired to attend. The charity is a self-help organisation and all activities are lead by volunteers, with members bringing together subject groups which others are interested in attending in their own homes or other local venues.
Financial health, per its FY2025 accounts
The accounts state that the charity maintained stable finances with a surplus of £1,142 for the year ended 31 December 2025. Free reserves stood at £33,167, which is significantly higher than the trustees' stated policy target of £10,000. The trustees noted that while reserves are substantial, they expect erosion over time due to reduced subscription fees, though this will be kept under review.
What the accounts disclose
“Accumulated reserves of £33k at 31st December 2025 are higher than the £10k that the Trustees previously set as the level needed to ensure that CEDu3a had an adequate backstop.” — page 9
Trustees
- Alison Louise Miller
- Andrew Arthur Wyndham Sich
- Belinda Anne Ackerman
- Frances Dawn Day-Stirk
- Gillian Fawcett
- John David Harvey Weatherby
- John Hemingway
- Kenneth Scott Jones
- Maria Luisa Welch
- Robert Evans
- Sally Jane Shaw
- Sarah Dearman
- Victoria Midwinter
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £35k | £34k |
| 31/12/2024 | £36k | £31k |
| 31/12/2023 | £33k | £28k |
| 31/12/2022 | £24k | £27k |
| 31/12/2021 | £14k | £17k |
Common questions
Is CROUCH END & DISTRICT U3A financially healthy?
Per its FY2025 accounts: The accounts state that the charity maintained stable finances with a surplus of £1,142 for the year ended 31 December 2025. Free reserves stood at £33,167, which is significantly higher than the trustees' stated policy target of £10,000. The trustees noted that while reserves are substantial, they expect erosion over time due to reduced subscription fees, though this will be kept under review. Its FY2025 accounts were independently examined.