UPMINSTER U3A

Registered charity 1176469 · accounts filings on the Charity Commission register

The advancement of education and, in particular, the education of older people and those who are retired from full time work by all means including associated activities conductive to learning and personal development

Objects

THE CHARITABLE PURPOSES OF THE U3A ARE:TO ADVANCE EDUCATION AND IN PARTICULAR THE EDUCATION OF PEOPLE NOT IN FULL TIME GAINFUL EMPLOYMENT WHO ARE IN THEIR THIRD AGE (BEING THE PERIOD OF TIME AFTER THE FIRST AGE OF CHILDHOOD DEPENDENCE AND THE SECOND AGE OF FULL TIME EMPLOYMENT AND/OR PARENTALRESPONSIBILITY) RESIDING IN UPMINSTER AND SURROUNDING LOCALITY.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Other Charitable Purposes · website · Get email alerts

Latest income
£36k
Latest spending
£38k
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a deficit of £2,255 for the year ended 31 March 2025, compared to a surplus in the previous year. Unrestricted funds decreased from £9,687 to £7,432 as the trustees implemented a reserves reduction plan by discounting membership fees. The trustees maintain a policy of retaining unrestricted reserves sufficient to cover 30% of unavoidable expenditure for one year ahead.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: 30% of unavoidable expenditure for one year ahead (held: £7k)
“retain unrestricted reserves sufficient to cover 30% of our unavoidable expenditure for one year ahead.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Havering

Income and spending

Financial year endIncomeSpending
31/03/2025£36k£38k
31/03/2024£34k£33k
31/03/2023£28k£30k
31/03/2022£21k£21k
31/03/2021£9k£5k

Common questions

Is UPMINSTER U3A financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a deficit of £2,255 for the year ended 31 March 2025, compared to a surplus in the previous year. Unrestricted funds decreased from £9,687 to £7,432 as the trustees implemented a reserves reduction plan by discounting membership fees. The trustees maintain a policy of retaining unrestricted reserves sufficient to cover 30% of unavoidable expenditure for one year ahead. Its FY2025 accounts were independently examined.