CHELMSFORD CITY SWIMMING CLUB LIMITED
Chelmsford City Swimming Club is an ambitious, successful and friendly Club that is unusual in offering all of the major aquatic sports with the exception of Diving. We are focused on competitive success in Swimming, Masters, Water Polo and Artistic Swimming but also offer sessions providing for those who want to train for fitness rather than for competition
Objects
The Charity’s objects (“Objects”) are specifically restricted to the promotion of community participation in amateur sport by the teaching, development and the practice of the art of swimming in all its disciplines, including artistic swimming, water polo and life saving for the benefit of the inhabitants of Chelmsford and its surrounding area.
Financial health, per its FY2025 accounts
The accounts state that the charity generated a surplus of £6,861 for the year ended 30 September 2025, with total income rising to £318,719. Per the trustees' report, unrestricted reserves increased to £81,213, which is above the stated policy target of £55,000 - £65,000. The trustees confirm adequate resources for going concern and note that the club is operating in an increased fixed cost environment but remains financially stable.
What the accounts disclose
“It is the policy of the Charitable Company that reserves are maintained between £55,000 - £65,000.” — page 5
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Paying staff
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
Trustees
- Michael Lowchair
- Colin Howell
- JOANNE DOUBLEDAY
- James Walker
- Lea Burns
- Ruth Ackers
- Yvonne Hood
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 30/09/2025 | £322k | £315k |
| 30/09/2024 | £256k | £247k |
| 30/09/2023 | £240k | £227k |
| 30/09/2022 | £197k | £202k |
| 30/09/2021 | £92k | £122k |
Common questions
Is CHELMSFORD CITY SWIMMING CLUB LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the charity generated a surplus of £6,861 for the year ended 30 September 2025, with total income rising to £318,719. Per the trustees' report, unrestricted reserves increased to £81,213, which is above the stated policy target of £55,000 - £65,000. The trustees confirm adequate resources for going concern and note that the club is operating in an increased fixed cost environment but remains financially stable. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| BLUESPARK FOUNDATION | 1 | — |
Charities like this
- STAR DIVING CLUB GUILDFORD
- GUILDFORD CITY SWIMMING CLUB
- CITY OF SOUTHAMPTON SWIMMING CLUB
- DARTMOUTH SWIMMING POOL COMPANY LIMITED
- DERBY EXCEL SWIMMING CLUB
- CHELMSFORD CANOE CLUB
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CHELMSFORD CITY SWIMMING CLUB LIMITED | £322k | — | 0 | unclear | — | no doubt |
| STAR DIVING CLUB GUILDFORD | £175k | — | 0 | unclear | — | no doubt |
| GUILDFORD CITY SWIMMING CLUB | £1.4m | £60,001 - £70,000 | 1 | unclear | — | no doubt |
| CITY OF SOUTHAMPTON SWIMMING CLUB | £343k | — | 0 | above | — | no doubt |
| DARTMOUTH SWIMMING POOL COMPANY LIMITED | £116k | — | 0 | unclear | — | no doubt |
| DERBY EXCEL SWIMMING CLUB | £475k | — | 0 | unclear | — | no doubt |