City Life Church Truro

Registered charity 1174403 · accounts filings on the Charity Commission register · also known as TRURO BAPTIST CHURCH

The church undertakes: regular acts of worship, including communion; baptisms; bible teaching; evangelism and mission; provision of pastoral care; encouraging charitable social action; teaching, encouragement, welcome and inclusion of young people; nurture and growth of Christian disciples; training for Christian and community service; encouraging relationships with and supporting other Christians

Objects

THE PRINCIPAL PURPOSE OF THE CHURCH IS THE ADVANCEMENT OF THE CHRISTIAN FAITH ACCORDING TO THE PRINCIPLES OF THE BAPTIST DENOMINATION. THE CHURCH MAY ALSO ADVANCE EDUCATION AND CARRY OUT OTHER CHARITABLE PURPOSES IN THE UNITED KINGDOM AND/OR OTHER PARTS OF THE WORLD.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Latest income

£238k

Latest spending

£243k

Registered

2017

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the church ended the financial year with a surplus, having drawn down only £6,250 from reserves against a planned deficit of £26,500. The trustees report substantial unrestricted reserves of nearly £53,016 available for future commitments, indicating a stable financial position despite planned expenditure exceeding core income in the upcoming year.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: none

“Our church congregation provide our main source of income in the form of regular weekly/monthly bank standing orders (£98,000) together with income from our card terminal (£10,310).” — page 12

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: an undesignated emergency reserve of £8000 on the General Fund in addition to unrestricted reserves held in our Reserve bank account (held: £53k)

“City Life has an operational reserve set up on our main General Fund bank account. This is an undesignated emergency reserve of £8000 on the General Fund in addition to unrestricted reserves held in our Reserve bank account.” — page 14

Per its FY2025 accounts as filed with the Charity Commission.

Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Rev MATTHEW NOBLEchair
Anna Chellamuthu
Dr JAMES GARVICAN
GRAEME PENWRIGHT
HELEN LEWIS
HELEN LOUISE HOLMES
Hannah Jane Harris
Lynda Jane McKenna-Sanders
ROSIE GORDON
RYAN READ
Rev ANDREW MURRAY GOLDER
Robert Loosemore · trustee of 1 other charity
STEPHEN JAMES TAYLOR CLAGUE

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cornwall

Income and spending

Financial year end	Income	Spending
31/08/2025	£238k	£243k
31/08/2024	£244k	£241k
31/08/2023	£219k	£242k
31/08/2022	£172k	£185k
31/08/2021	£186k	£139k

Common questions

Is City Life Church Truro financially healthy?

Per its FY2025 accounts: The accounts state that the church ended the financial year with a surplus, having drawn down only £6,250 from reserves against a planned deficit of £26,500. The trustees report substantial unrestricted reserves of nearly £53,016 available for future commitments, indicating a stable financial position despite planned expenditure exceeding core income in the upcoming year.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
GARFIELD WESTON FOUNDATION	1	£250k
DUCHY HEALTH CHARITY LIMITED	1	£28k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY, WESTBURY-ON-TRYM.

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY, WESTBURY-ON-TRYM income £329k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY, CHELTENHAM income £1.1m
LIFE CHURCH WIRRAL income £436k
TRURO METHODIST CHURCH income £1.7m
GUISELEY BAPTIST CHURCH income £210k
THATCHAM BAPTIST CHURCH income £162k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
City Life Church Truro	£238k	—	above	—	no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY, WESTBURY-ON-TRYM FY2025	£329k	—	above	—	no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY, CHELTENHAM FY2025	£1.1m	—	unclear	—	no doubt
LIFE CHURCH WIRRAL FY2024	£436k	—	unclear	—	noted
TRURO METHODIST CHURCH FY2025	£1.7m	—	above	—	no doubt
GUISELEY BAPTIST CHURCH FY2025	£210k	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.