WALTHAM ABBEY U3A

Registered charity 1173927 · accounts filings on the Charity Commission register

The Waltham Abbey U3A provides opportunities for retired and semi retired members to participate in activities such as dance, gardening,cycling, languages and games. There are a number of different groups that members can join and a monthly meeting with informative speakers.

Objects

TO ADVANCE EDUCATION AND IN PARTICULAR THE EDUCATION OF PEOPLE NOT IN FULL TIME GAINFUL EMPLOYMENT WHO ARE IN THEIR THIRD AGE (BEING THE PERIOD OF TIME AFTER THE FIRST AGE OF CHILDHOOD DEPENDENCE AND THE SECOND AGE OF FULL TIME EMPLOYMENT AND/OR PARENTAL RESPONSIBILITY) RESIDING IN WALTHAM ABBEY AND ITS SURROUNDING LOCALITY.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Arts/culture/heritage/science · Amateur Sport · Environment/conservation/heritage · website · Get email alerts

Latest income

£50k

Latest spending

£50k

Registered

2017

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that total income was £49,676.96 against expenditure of £49,824.51, resulting in a slight deficit for the year. Reserves at year-end were reported as £3,500.00, with an additional £16,334 held in a deposit account, while the charity aims to maintain a minimum of six months' costs as reserves.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £4k; policy: six months of costs)

“We aim to keep a minimum of 6 months costs as reserves which at year-end stood at £3500 plus £16334 in our deposit account” — page 2

Per its FY2025 accounts as filed with the Charity Commission.

Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Complaints policy and procedures
Financial reserves policy and procedures
Internal risk management policy and procedures
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries

Trustees · trustee networks

Amanda Jillian Mileschair
Carol Eileen Williams
Helen Elizabeth Wilson
Jacqueline Holden
Jan Field
Janet Margaret Cush
Joan Pitman
Pauline Peggy Woods
Sheila Ellen Baccarini

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Financial year end	Income	Spending
31/03/2025	£50k	£50k
31/03/2024	£33k	£21k
31/03/2023	£20k	£20k
31/03/2022	£23k	£20k
31/03/2021	£7k	£10k

Common questions

Is WALTHAM ABBEY U3A financially healthy?

Per its FY2025 accounts: The accounts state that total income was £49,676.96 against expenditure of £49,824.51, resulting in a slight deficit for the year. Reserves at year-end were reported as £3,500.00, with an additional £16,334 held in a deposit account, while the charity aims to maintain a minimum of six months' costs as reserves.