REACH COMMUNITY PROJECTS

Registered charity 1169108 · accounts filings on the Charity Commission register

REACH assists clients in financial crisis, focusing on solutions for debt and hardship through a relational handholding approach. Food parcels deliver immediate crisis relief. Long-term interventions include debt advice, benefits assistance, housing aid, essential items. Our prevention work involves post intervention 1-2-1 wellbeing guidance, money management classes in schools, advocacy & policy.

Objects

THE OBJECTS OF THE CIO ARE:FOR THE BENEFIT OF PEOPLE LIVING IN HAVERHILL AND THE SURROUNDING AREA, IN PARTICULAR THROUGH THE RELIEF OF THOSE LIVING IN POVERTY OR IN NEED BY REASON OF AGE, ILL-HEALTH OR OTHER DISADVANTAGE, IN SUCH WAYS AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£718k
Latest spending
£702k
Registered
2016
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity posted a small surplus of £21,612 for the year ended 30 September 2025, reversing a deficit from the previous year. Per the trustees' report, unrestricted reserves increased to £74,553, providing working capital to protect the continuity of core work. The charity maintains a reserves policy target of three months of staffing and running costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of staffing and running costs (reserves figure: £75k)
“We endeavour to maintain 3 months of staffing and running costs.” — page 25
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 30/09/2025

  • Volunteers: 85
  • Government income: £66,850 — grants £66,850 (8); 9% of the £718,294 total gross income on the same return
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 30/09/2024

  • Volunteers: 80
  • Government income: £26,444 — grants £26,444 (7); 4% of the £629,649 total gross income on the same return

Self-declared on the annual return for the financial year ending 30/09/2023

  • Volunteers: 85
  • Government income: £31,730 — grants £31,730 (7); 5% of the £627,007 total gross income on the same return
  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Public fundraising profile: JustGiving — Reach Community Projects (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): instagram

Structured financials (annual return, FY ending 30/09/2025)

Total income
£718k
Total spending
£702k
Cost of raising funds
£104k
Reserves (reported)
£114k
Employees
21

Reported reserves equal ~1.9 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 14.4% of total income — in the top quarter for charities its size (median 4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cambridgeshire · Essex · Suffolk

Income and spending

Financial year endIncomeSpending
30/09/2025£718k£702k
30/09/2024£630k£658k
30/09/2023£627k£562k
30/09/2022£382k£474k
30/09/2021£396k£353k

Common questions

Is REACH COMMUNITY PROJECTS financially healthy?

Per its FY2025 accounts: The accounts state that the charity posted a small surplus of £21,612 for the year ended 30 September 2025, reversing a deficit from the previous year. Per the trustees' report, unrestricted reserves increased to £74,553, providing working capital to protect the continuity of core work. The charity maintains a reserves policy target of three months of staffing and running costs. Its FY2025 accounts were independently examined.

Who funds REACH COMMUNITY PROJECTS?

Funders whose own accounts filings name REACH COMMUNITY PROJECTS as a grant recipient include THE MRS L D ROPE THIRD CHARITABLE SETTLEMENT, THE RACING FOUNDATION, THE BEATRICE LAING TRUST, THE BRITFORD BRIDGE TRUST, THE INMAN CHARITY.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE MRS L D ROPE THIRD CHARITABLE SETTLEMENTFY2024£20kA two-year grant to help run projects aimed at helping clients who are in financial crisis, including: A drop-in centre to access Reach resources; Free debt adv
THE RACING FOUNDATIONFY2025£10kRacing's People
THE BEATRICE LAING TRUSTFY2025£10k
THE BRITFORD BRIDGE TRUSTFY2025£10kSecondary
THE INMAN CHARITYFY2025£5kSocial - Older People and Social Welfare
THE GROCERS' CHARITYFY2024£5kRelief of Poverty
THE EDGAR E LAWLEY FOUNDATIONFY2025£2k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund17/08/2023£343kREACH Community Projects
Postcode Lottery27/08/2022£25kHolistic Help for People Facing Hardship
The National Lottery Community Fund14/06/2018£10kCommunities in the Lead Project

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with REACH TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
REACH COMMUNITY PROJECTS£718k—0unclear—no doubt
REACH TRUST FY2025£1.0m—0unclear—no doubt
REACH CHARITY LIMITED FY2026£367k—0above—no doubt
Reach Counselling Limited FY2025£96k—0above—no doubt
REACH LEARNING DISABILITY FY2025£3.9m——above—no doubt
REACH OUT UK FY2024£24k—0below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.