REACH COMMUNITY PROJECTS
REACH assists clients in financial crisis, focusing on solutions for debt and hardship through a relational handholding approach. Food parcels deliver immediate crisis relief. Long-term interventions include debt advice, benefits assistance, housing aid, essential items. Our prevention work involves post intervention 1-2-1 wellbeing guidance, money management classes in schools, advocacy & policy.
Objects
THE OBJECTS OF THE CIO ARE:FOR THE BENEFIT OF PEOPLE LIVING IN HAVERHILL AND THE SURROUNDING AREA, IN PARTICULAR THROUGH THE RELIEF OF THOSE LIVING IN POVERTY OR IN NEED BY REASON OF AGE, ILL-HEALTH OR OTHER DISADVANTAGE, IN SUCH WAYS AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.
Financial health, per its FY2025 accounts
The accounts state that the charity posted a small surplus of £21,612 for the year ended 30 September 2025, reversing a deficit from the previous year. Per the trustees' report, unrestricted reserves increased to £74,553, providing working capital to protect the continuity of core work. The charity maintains a reserves policy target of three months of staffing and running costs.
What the accounts disclose
“We endeavour to maintain 3 months of staffing and running costs.” — page 25
Policies the charity declares
- Bullying and harassment policy and procedures
- Campaigns and political activity policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 30/09/2025
- Volunteers: 85
- Government income: £66,850 — grants £66,850 (8); 9% of the £718,294 total gross income on the same return
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 30/09/2024
- Volunteers: 80
- Government income: £26,444 — grants £26,444 (7); 4% of the £629,649 total gross income on the same return
Self-declared on the annual return for the financial year ending 30/09/2023
- Volunteers: 85
- Government income: £31,730 — grants £31,730 (7); 5% of the £627,007 total gross income on the same return
- Grant-making is its main activity
Funders the charity credits
- All Churches Trust
Structured financials (annual return, FY ending 30/09/2025)
Trustees
- ROY DUNCAN GRAHAMchair
- GAVIN PAUL JAMES ROWDEN
- Kelleigh Jansen
- Leigh David Carter
- Matthew Thomas Stevenson
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 30/09/2025 | £718k | £702k |
| 30/09/2024 | £630k | £658k |
| 30/09/2023 | £627k | £562k |
| 30/09/2022 | £382k | £474k |
| 30/09/2021 | £396k | £353k |
Common questions
Is REACH COMMUNITY PROJECTS financially healthy?
Per its FY2025 accounts: The accounts state that the charity posted a small surplus of £21,612 for the year ended 30 September 2025, reversing a deficit from the previous year. Per the trustees' report, unrestricted reserves increased to £74,553, providing working capital to protect the continuity of core work. The charity maintains a reserves policy target of three months of staffing and running costs. Its FY2025 accounts were independently examined.
Who funds REACH COMMUNITY PROJECTS?
Funders whose own accounts filings name REACH COMMUNITY PROJECTS as a grant recipient include THE MRS L D ROPE THIRD CHARITABLE SETTLEMENT, THE RACING FOUNDATION, THE BEATRICE LAING TRUST, THE BRITFORD BRIDGE TRUST, THE INMAN CHARITY.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE MRS L D ROPE THIRD CHARITABLE SETTLEMENT | FY2024 | £20k | A two-year grant to help run projects aimed at helping clients who are in financial crisis, including: A drop-in centre to access Reach resources; Free debt adv |
| THE RACING FOUNDATION | FY2025 | £10k | Racing's People |
| THE BEATRICE LAING TRUST | FY2025 | £10k | |
| THE BRITFORD BRIDGE TRUST | FY2025 | £10k | Secondary |
| THE INMAN CHARITY | FY2025 | £5k | Social - Older People and Social Welfare |
| THE GROCERS' CHARITY | FY2024 | £5k | Relief of Poverty |
| THE EDGAR E LAWLEY FOUNDATION | FY2025 | £2k |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 17/08/2023 | £343k | REACH Community Projects |
| Postcode Lottery | 27/08/2022 | £25k | Holistic Help for People Facing Hardship |
| The National Lottery Community Fund | 14/06/2018 | £10k | Communities in the Lead Project |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| FIRSTFRUITS GOSPEL FOUNDATION | 1 | £465k |
| THE BLYTH CHARITABLE TRUST | 1 | £125k |
| LILIAN FRANCES HIND BEQUEST (TRUSTEES OF LADY HIND) | 1 | £41k |
| THE WILL CHARITABLE TRUST | 1 | £40k |
| THE JONES 1986 CHARITABLE TRUST | 1 | £15k |
| THE THOMAS FARR CHARITY | 1 | £14k |
| THE EDWARD GOSTLING FOUNDATION | 1 | £10k |
| BNA CHARITABLE INCORPORATED ORGANISATION | 1 | £5k |
Charities like this
- REACH TRUST
- REACH CHARITY LIMITED
- Reach Counselling Limited
- REACH LEARNING DISABILITY
- REACH OUT UK
- REACH CHURCH
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| REACH COMMUNITY PROJECTS | £718k | — | 0 | unclear | — | no doubt |
| REACH TRUST | £1.0m | — | 0 | unclear | — | no doubt |
| REACH CHARITY LIMITED | £367k | — | 0 | above | — | no doubt |
| Reach Counselling Limited | £96k | — | 0 | above | — | no doubt |
| REACH LEARNING DISABILITY | £3.9m | — | — | above | — | no doubt |
| REACH OUT UK | £24k | — | 0 | below | — | no doubt |