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NORWICH CONSOLIDATED CHARITIES

Registered charity 1168042 · accounts filings on the Charity Commission register

The provision of housing accommodation for beneficiaries, such charitable purposes for the benefit of the residents as the trustees decide, the relief of persons resident in the area of benefit who are in:financial need, hardship or distress, or are in financial need and sick, convalescent, disabled or infirm by relieving their suffering or assisting their recoveryWithin the city of Norwich

Objects

THE OBJECTS OF THE CHARITY ARE SPECIFICALLY RESTRICTED TO THE FOLLOWING:-A)THE PROVISION OF HOUSING ACCOMMODATION FOR PERSONS RESIDENT IN THE AREA OF BENEFIT WHO ARE IN FINANCIAL NEED; ANDB)THE RELIEF OF PERSONS RESIDENT IN THE AREA OF BENEFIT WHO ARE:(1)IN FINANCIAL NEED, HARDSHIP OR DISTRESS; OR(2)IN FINANCIAL NEED AND SICK, CONVALESCENT, DISABLED OR INFIRM BY RELIEVING THEIR SUFFERING OR ASSISTING THEIR RECOVERY.FOR THE AVOIDANCE OF DOUBT, RESIDENT IN THE AREA OF BENEFIT MAY AT THE DISCRETION OF THE TRUSTEES INCLUDE THOSE WHO ARE TEMPORARILY RESIDENT IN THE AREA OF BENEFIT AND THE TRUSTEES MAY IN EXCEPTIONAL CIRCUMSTANCES EXERCISE THEIR DISCRETION TO RELIEVE PERSONS WHO ARE NOT RESIDENT IN THE AREA OF BENEFIT BUT WHO DO OTHERWISE QUALIFY FOR RELIEF AND ARE RESIDENT IN THE COUNTY OF NORFOLK.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£2.6m
Latest spending
£2.8m
Registered
2016
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity remains in a very strong financial position with total net assets of £38,463,864. The trustees report that actual performance was in line with budget and expectations, and the charity maintains significant unrestricted and endowment reserves to manage operational and financial risks. The audit confirms that there are no material uncertainties related to the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income (58% of income)
“Our principal funding sources are the rental income from our investment properties and dividend income from our quoted investments.” — page 16
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: Unapplied Total Return (Fund for Investment less the value of the Original Gift) (held: £23.4m)
“The Charity’s policy regarding the level of reserves to be maintained is to reference the funds available under the TRA (Total Return Approach). In effect, our available reserves are represented by the UTR (Unapplied Total Return), i.e. the Fund for Investment less the value of the ‘Original Gift’.” — page 16
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Lovewell Blake LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

20 registered titles in England and Wales held by the charity’s company or corporate body (19 freehold); recorded price paid £325k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: Norwich Consolidated Charities — Registered, 1 registered location, 1 regulated activity.charity number confirmed by CQC CQC record

Structured financials (annual return, FY ending 31/12/2025)

Total income
£2.6m
Total spending
£2.8m
Cost of raising funds
£278k
Reserves (reported)
£5.1m
Employees
43

Reported reserves equal ~21.8 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Investments (51% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 10.6% of total income — above the median for charities its size (5.2%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Norfolk

Income and spending

Financial year endIncomeSpending
31/12/2025£2.6m£2.8m
31/12/2024£2.6m£3.1m
31/12/2023£0£0
31/12/2022£0£0
31/12/2021£0£0

Common questions

Is NORWICH CONSOLIDATED CHARITIES financially healthy?

Per its FY2025 accounts: The accounts state that the charity remains in a very strong financial position with total net assets of £38,463,864. The trustees report that actual performance was in line with budget and expectations, and the charity maintains significant unrestricted and endowment reserves to manage operational and financial risks. The audit confirms that there are no material uncertainties related to the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Lovewell Blake LLP.