Charity Accounts Intelreading the accounts so you don’t have to

SECOND CHANCE CHARITY

Registered charity 1166740 · accounts filings on the Charity Commission register · also known as Second Chance Medway

For the the relief and assistance of the homeless and people in crisis throughout Medway and surrounding areas. Second Chance aims to stop the revolving door of evictions for vulnerable families, providing services which include awareness, education, incentives and support for landlords; financial education and varied support programs towards independent living in the Community.

Objects

TO RELIEVE THE NEEDS OF THE HOMELESS AND THOSE AT RISK OF BECOMING HOMELESS FOR THE PUBLIC BENEFIT BY PROVIDING EDUCATION AND SUCH OTHER SUPPORT SERVICES AS THE TRUSTEES DETERMINE APPROPRIATE TO HELP PREVENT EVICTIONS AND HELP PEOPLE TOWARDS INDEPENDENT LIVING.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Registered contact address: Medway, South East, England (from the postcode on the register)

Latest income
£127k
Latest spending
£124k
Registered
2016
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus of £2,644 for the year ended 14 May 2025, with unrestricted funds increasing to £36,466. The trustees maintain that the charity has adequate resources to continue in operational existence for the foreseeable future. However, the trustees note that general reserves are something they need to work on, despite having a policy to maintain three to six months of expenditure.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: Under £60,000 — in the top quarter for charities its size (median £60k)
“There were no employees whose annual remuneration was more than £60,000.” — page 18
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: between three and six month’s expenditure (held: £36k)
“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Steven Keevil received £20,110 for consultancy services.
“Steven Keevil, trustee, received remuneration of £20,110 (2024: £22,345) in the year for consultancy services provided to the charity.” — page 18
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 6 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 14/05/2025

  • Volunteers: 12
  • Government income: £22,750 — grants £22,750 (2); 18% of the £126,938 total gross income on the same return
  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 14/05/2024

  • Volunteers: 12

Self-declared on the annual return for the financial year ending 14/05/2023

  • Volunteers: 12

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 14/05/2022 (received 29/03/2023, 15 days after the 14/03/2023 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Kent · Medway

Income and spending

Financial year endIncomeSpending
14/05/2025£127k£124k
14/05/2024£154k£142k
14/05/2023£123k£120k
14/05/2022£107k£102k
14/05/2021£57k£46k

Common questions

Is SECOND CHANCE CHARITY financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus of £2,644 for the year ended 14 May 2025, with unrestricted funds increasing to £36,466. The trustees maintain that the charity has adequate resources to continue in operational existence for the foreseeable future. However, the trustees note that general reserves are something they need to work on, despite having a policy to maintain three to six months of expenditure. Its FY2025 accounts were independently examined.

What does the highest-paid employee of SECOND CHANCE CHARITY earn?

Per its FY2025 accounts, the highest-paid employee was in the Under £60,000 band.

Who funds SECOND CHANCE CHARITY?

Funders whose own accounts filings name SECOND CHANCE CHARITY as a grant recipient include THE COLYER-FERGUSSON CHARITABLE TRUST, CHATHAM MARITIME TRUST, THE PHILIP AND CONNIE PHILLIPS FOUNDATION, THE HOBSON CHARITY LIMITED, SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE COLYER-FERGUSSON CHARITABLE TRUSTFY2023£25k
CHATHAM MARITIME TRUSTFY2025£10kFood aid project
THE PHILIP AND CONNIE PHILLIPS FOUNDATIONFY2023£10k
THE PHILIP AND CONNIE PHILLIPS FOUNDATIONFY2022£10k
THE HOBSON CHARITY LIMITEDFY2024£6kHomelessness
THE PHILIP AND CONNIE PHILLIPS FOUNDATIONFY2025£5kUnrestricted
SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATIONFY2025£4k
THE WO STREET CHARITABLE FOUNDATIONFY2024£3k
THE HASLUCK CHARITABLE TRUSTFY2025£2k
THE COLE CHARITABLE TRUSTFY2024£2kCare and Social Welfare
WHITEHEAD MONCKTON CHARITABLE FOUNDATIONFY2024£2k
CHATHAM MARITIME TRUSTFY2025£290Food aid project (remaining balance)

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government23/09/2020£10kCoronavirus Community Support Fund
The National Lottery Community Fund07/05/2020£10kCoronavirus Funding Support

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE CAMELIA BOTNAR FOUNDATION1£65k
THE BAND TRUST1£55k
THE RAYNE TRUST1£40k
THE A B CHARITABLE TRUST1£20k
EDWARD HARVIST (ALSO KNOWN AS THE HARVIST ESTATE)1£10k
BOOTS CHARITABLE TRUST1£8k
JEREMY ALEXANDER SETTLEMENT1£7k
EARL OF CHICHESTER'S CHARITABLE TRUST1£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SECOND CHANCE - A CHARITY FOR CHILDREN WHO NEED SPECIAL HELP.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
SECOND CHANCE CHARITY£127kUnder £60,0000above—no doubt
SECOND CHANCE - A CHARITY FOR CHILDREN WHO NEED SPECIAL HELP FY2025£416k——unclear—no doubt
SECOND CHANCE ASSOCIATION FY2025£50k——unclear—no doubt
SECOND CHANCE LEARNING ACADEMY FY2025£403k—0unclear—no doubt
2ECOND CHANCE FY2025£266k—0below—noted
OUR SECOND HOME FY2025£493k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.