HARVESTER REFORMATIONAL CHURCH BIRMINGHAM

Registered charity 1166451 · accounts filings on the Charity Commission register · also known as HRCB, WATER OF LIFE CHURCH

HARVESTER REFORMATIONAL CHURCH BIRMINGHAM IS AN APOSTOLIC CHURCH OPERATING ACROSS THE UK AND THE WORLD. WE PROMOTE THE CHRISTIAN FAITH WITH CHURCH PLANTING AND EDUCATION, ALSO IN HELPING THOSE IN POVERTY OR OTHER AREAS OF PHYSICAL, MENTAL OR SPIRITUAL NEED

Causes: Education/training · Religious Activities · website · Get email alerts

Latest income
£76k
Latest spending
£157k
Registered
2016
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves of £44,592 exceed the stated policy target of £13,000, indicating a healthy financial position relative to the charity's own benchmark. Per the trustees' report, the charity remains stable despite significant expenditure on building purchases and renovations, with income sufficient to cover ongoing needs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Donations and offerings (80% of income)
The majority of our income continues to derive from tithes and offerings which is topped up by the Gift Aid scheme, providing an extra 25p for every eligible £1 donated.
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: 12 months' running costs (held: £45k)
The reserves policy states that the Charity should hold savings equivalent to 12 months' running costs in reserves. This figure was set at £13,000 (2024: £6,300). — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Ben Unsworth is a close family member of Graham and Ann Unsworth.
During the year the church paid for 35% of Ben Unsworth's flight costs to Zambia, representing the church on this mission trip (Ben Unsworth is a close family member of Graham and Ann Unsworth). The amount that was reimbursed was £240. — page 15
During the year the church paid for 35% of Louwrens Badenhorst's flight costs to Zambia, representing the church on this mission trip (Louwrens Badenhorst is a close family member of Katie and Werner Lourens). The amount that was reimbursed was £260. — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Louwrens Badenhorst is a close family member of Katie and Werner Lourens.
During the year the church paid for 35% of Ben Unsworth's flight costs to Zambia, representing the church on this mission trip (Ben Unsworth is a close family member of Graham and Ann Unsworth). The amount that was reimbursed was £240. — page 15
During the year the church paid for 35% of Louwrens Badenhorst's flight costs to Zambia, representing the church on this mission trip (Louwrens Badenhorst is a close family member of Katie and Werner Lourens). The amount that was reimbursed was £260. — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Payment to Duncan Curry for conference attendance in his role as minister.
During the year the church paid for 35% of Ben Unsworth's flight costs to Zambia, representing the church on this mission trip (Ben Unsworth is a close family member of Graham and Ann Unsworth). The amount that was reimbursed was £240. — page 15
During the year the church paid for 35% of Louwrens Badenhorst's flight costs to Zambia, representing the church on this mission trip (Louwrens Badenhorst is a close family member of Katie and Werner Lourens). The amount that was reimbursed was £260. — page 15
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Birmingham City · France · Lebanon · Norway · South Africa · United States · Zambia

Income and spending

Financial year endIncomeSpending
31/03/2025£76k£157k
31/03/2024£66k£32k
31/03/2023£56k£18k
31/03/2022£51k£19k
31/03/2021£21k£9k

Common questions

Is HARVESTER REFORMATIONAL CHURCH BIRMINGHAM financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves of £44,592 exceed the stated policy target of £13,000, indicating a healthy financial position relative to the charity's own benchmark. Per the trustees' report, the charity remains stable despite significant expenditure on building purchases and renovations, with income sufficient to cover ongoing needs. Its FY2025 accounts were independently examined.