CARDIFF YMCA (1910) TRUST

Registered charity 1163822 · accounts filings on the Charity Commission register

The Cardiff YMCA (1910) Trust aims to promote and support the educational, social, physical and psychological development of the community. Providing funding to organisations and individuals in Cardiff and the South Wales Region in an inclusive, ethical and transparent manner; grants are made by majority decision of Trustees.

Objects

(1) TO FURTHER SUCH CHARITABLE PURPOSES FOR THE BENEFIT OF THE CARDIFF YOUNG MEN'S CHRISTIAN ASSOCIATION AS THE TRUSTEES SEE FIT FROM TIME TO TIME IN PARTICULAR BY:(A) PROVIDING FINANCE AND SUPPORTING THE ASSOCIATION’S CHARITABLE WORK IN THE COMMUNITY (INCLUDING SUPPORTING ACTIVITIES WHICH ENCOURAGE AND DEVELOP THE INDIVIDUAL'S MIND, BODY AND SPIRIT);(B) HOLDING PROPERTY FOR CHARITABLE USE WITHIN THE SOUTH WALES REGION; AND(C) HOLDING PROPERTY AND OTHER ASSETS FOR INVESTMENT PURPOSES IF IN THE OPINION OF THE TRUSTEES THIS WOULD FURTHER THE ASSOCIATION’S CHARITABLE PURPOSES.(2) TO FURTHER SUCH OTHER CHARITABLE PURPOSES IN THE SOUTH WALES REGION AS THE TRUSTEES SEE FIT IN PARTICULAR BUT NOT EXCLUSIVELY BY RELIEVING HOMELESSNESS AND THE CHARITABLE NEEDS OF YOUNG PEOPLE.

Area of benefit: WALES

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · Get email alerts

Latest income
£377k
Latest spending
£314k
Registered
2015
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity holds significant unrestricted reserves of £4,477,084, with free reserves amounting to £262,993. The trustees confirm that maintaining these reserves, combined with an annual review of financial controls, provides sufficient resources to meet liabilities and continue operational existence for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Gift aid from trading subsidiary (50% of income)
“Gift aid donation of £188,741 (2024: £115,000) was received from the subsidiary Green Willow Funerals Limited.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Gift aid received from subsidiary
“The charity received gift aid of £188,741 (2024: £115,000) from its trading subsidiary Green Willow Funerals Limited.” — page 27
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Green Willow Funerals Limited
“The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Carston ETL. Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Corporate structure

GREEN WILLOW FUNERALS LIMITED — per its own Companies House accounts
  • Donated/gift-aided to the charity: £189k
“During the year, gift aid payments were made to the holding charity of £188,741 (2024 £115,000).”

Property (HM Land Registry)

12 registered titles in England and Wales held by the charity’s company or corporate body (12 freehold); recorded price paid £270k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2022)

Total income
£622k
Total spending
£270k
Reserves (reported)
£480k
Employees
1

Reported reserves equal ~21.4 months of spending — above the median for charities its size (median 7.1 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (83% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.0%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cardiff · Newport City · Vale Of Glamorgan

Income and spending

Financial year endIncomeSpending
31/03/2025£377k£314k
31/03/2024£294k£271k
31/03/2023£157k£395k
31/03/2022£622k£270k
31/03/2021£210k£178k

Common questions

Is CARDIFF YMCA (1910) TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity holds significant unrestricted reserves of £4,477,084, with free reserves amounting to £262,993. The trustees confirm that maintaining these reserves, combined with an annual review of financial controls, provides sufficient resources to meet liabilities and continue operational existence for the foreseeable future. Its FY2025 accounts were audited by Carston ETL.