TALK DIRECT CHARITABLE TRUST
The Talk Direct Charitable Trust was set up primarily for the benefit of the underprivileged and disadvantaged people of Bharuch, India, but to also act to provide emergency aid following a natural or other disaster in other affected regions across the globe. Last year the charity supported other UK charities who are currently helping the poorest in the UK and Africa with donations.
Objects
1 THE EDUCATION AND DEVELOPMENT OF KNOWLEDGE AND SKILLS FOR THE SOCIALLY AND ECONOMICALLY DISADVANTAGED IN INDIA TO ASSIST THEM TO IDENTIFY THEIR NEEDS AND TO PARTICIPATE MORE FULLY IN SOCIETY;2 THE RELIEF OF FINANCIAL HARDSHIP AMONG SOCIALLY AND ECONOMICALLY DISADVANTAGED INDIVIDUALS AND COMMUNITIES IN INDIA BY PROVIDING GOODS AND SERVICES WHICH THEY COULD NOT OTHERWISE AFFORD OR ACCESS; AND3 THE PREVENTION OR RELIEF OF POVERTY OR FINANCIAL HARDSHIP IN INDIA BY PROVIDING OR ASSISTING IN THE PROVISION OF EDUCATION, TRAINING, HEALTHCARE PROJECTS, INFRASTRUCTURE, PROFESSIONAL ADVICE AND ALL THE NECESSARY SUPPORT DESIGNED TO ENABLE INDIVIDUALS AND COMMUNITIES TO GENERATE A SUSTAINABLE INCOME AND BE SELF-SUFFICIENT.4 THE RELIEF OF FINANCIAL NEED AND SUFFERING AMONG VICTIMS OF NATURAL OR OTHER KINDS OF DISASTER IN THE FORM OF MONEY (OR OTHER MEANS DEEMED SUITABLE) FOR INDIVIDUALS, BODIES, COMMUNITIES, ORGANISATIONS AND/OR COUNTRIES AFFECTED INCLUDING THE PROVISION OF MEDICAL AID OR OTHER RESOURCES.
Financial health, per its FY2024 accounts
The accounts state that the charity held unrestricted funds of £19,988 as of 9 November 2024, representing an increase from the previous year's balance of £1,002. The charity generated £236,000 in voluntary income and expended £217,014, resulting in a net incoming resource surplus of £18,986 for the year. The balance sheet confirms that current assets consist entirely of cash at bank and in hand, with no creditors or fixed assets reported.
What the accounts disclose
Policies the charity declares
- Bullying and harassment policy and procedures
- Campaigns and political activity policy and procedures
- Complaints handling
- Complaints policy and procedures
- Engaging external speakers at charity events policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Trustees
- ZAKIR PATELchair
- HABIB KHATIB
- SAJID PATEL
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 09/11/2025 | £160k | £168k |
| 09/11/2024 | £236k | £217k |
| 09/11/2023 | £189k | £189k |
| 09/11/2022 | £215k | £215k |
| 09/11/2021 | £225k | £225k |
Common questions
Is TALK DIRECT CHARITABLE TRUST financially healthy?
Per its FY2024 accounts: The accounts state that the charity held unrestricted funds of £19,988 as of 9 November 2024, representing an increase from the previous year's balance of £1,002. The charity generated £236,000 in voluntary income and expended £217,014, resulting in a net incoming resource surplus of £18,986 for the year. The balance sheet confirms that current assets consist entirely of cash at bank and in hand, with no creditors or fixed assets reported. Its FY2024 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| ANJUMAN-E-JAMALI (BRADFORD) | 1 | £303k |
| ANJUMAN-E-ZAINEE (CROYDON) | 1 | £230k |
| GARFIELD WESTON FOUNDATION | 1 | £200k |
| THE DISTILLERS' CHARITY | 1 | £173k |
| THE STEWARTS LAW FOUNDATION | 1 | £75k |
| ANJUMAN-E-SAIFEE (LEICESTER) | 1 | £63k |
| THE DORSET HEALTH TRUST LIMITED | 1 | £40k |
| THE ALICE ELLEN COOPER-DEAN CHARITABLE FOUNDATION | 1 | £32k |
Charities like this
- GIVEDIRECTLY UK
- The Talk About Trust
- THE UMEED WELFARE TRUST (UNITED KINGDOM)
- THE TIKVAH TRUST
- PROJECT MALA CHARITABLE TRUST
- DAWAT-E-HADIYAH TRUST (UNITED KINGDOM)
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| TALK DIRECT CHARITABLE TRUST | £160k | — | 0 | unclear | — | no doubt |
| GIVEDIRECTLY UK | £4.4m | — | 0 | above | — | no doubt |
| The Talk About Trust | £365k | — | 0 | within | — | no doubt |
| THE UMEED WELFARE TRUST (UNITED KINGDOM) | £238k | — | 0 | unclear | — | no doubt |
| THE TIKVAH TRUST | £196k | — | 0 | above | — | no doubt |
| PROJECT MALA CHARITABLE TRUST | £218k | — | 0 | unclear | — | no doubt |