The AVOCADO Foundation

Registered charity 1157549 · accounts filings on the Charity Commission register · also known as M4Y, MONEY4YOU, MONEY4YOUTH

Financial education, entrepreneurship and capacity building training.

Causes: General Charitable Purposes · Education/training · Economic/community Development/employment · Other Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£367k
Latest spending
£397k
Registered
2014
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity reported a net deficit of £29,640 for the year ended 31 December 2024, driven by a 10% reduction in income and a 13% increase in expenditure. The trustees confirm the charity is a going concern and note that unrestricted reserves held 4.1 months of operating costs, falling below the stated policy target of six months. The organization has taken out a loan to support development and plans to raise unrestricted funds through course monetisation.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £122k; policy: six months of operating costs)
“At the close of the reporting year this policy had not been met. Currently the organisation holds 4.1 months of total expenditure within the unrestricted funds. This is 68% of the policy requirement.” — page 28
Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — The AVOCADO Foundation (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cameroon · Ghana · Kenya · Liberia · Nigeria · Rwanda · Throughout England And Wales · Togo · Uganda · United States · Zambia

Income and spending

Financial year endIncomeSpending
31/12/2024£367k£397k
31/12/2023£406k£352k
31/12/2022£260k£225k
31/12/2021£204k£257k
18/12/2020£172k£123k

Common questions

Is The AVOCADO Foundation financially healthy?

Per its FY2024 accounts: The accounts state that the charity reported a net deficit of £29,640 for the year ended 31 December 2024, driven by a 10% reduction in income and a 13% increase in expenditure. The trustees confirm the charity is a going concern and note that unrestricted reserves held 4.1 months of operating costs, falling below the stated policy target of six months. The organization has taken out a loan to support development and plans to raise unrestricted funds through course monetisation. Its FY2024 accounts were independently examined.

Who funds The AVOCADO Foundation?

Funders whose own accounts filings name The AVOCADO Foundation as a grant recipient include THE J R S S T CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE J R S S T CHARITABLE TRUSTFY2023£10k#OperationTransparency

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund19/03/2026£20kThe Hub
City Bridge Foundation09/12/2024£1.5mGrant to The AVOCADO Foundation (formerly known as Money4You)
City Bridge Foundation11/09/2023£553kGrant to The AVOCADO Foundation (formerly known as Money4You)
City Bridge Foundation21/07/2023£100kGrant to The AVOCADO Foundation (formerly known as Money4You)
The National Lottery Community Fund17/03/2023£450kInfrastructure Support for BAMER-led Non-profits
City Bridge Foundation31/08/2022£100kGrant to The AVOCADO Foundation (formerly known as Money4You)
The National Lottery Community Fund01/04/2022£10kMoney4YOU Dragons Den Platinum Jubilee Celebration and Awards
City Bridge Foundation08/07/2020£150kGrant to The AVOCADO Foundation (formerly known as Money4You)

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with OCCA House.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
The AVOCADO Foundation£367k—0below—no doubt
OCCA House FY2025£1.1m——above—no doubt
HUMAN PRACTICE FOUNDATION UK FY2025£184k—0unclear—no doubt
THE ROWLAND EDUCATIONAL FOUNDATION FY2025£378k—0above—no doubt
Prept. Foundation FY2025£284k—0unclear—no doubt
RATANBEN ZAVERCHAND KARA FOUNDATION FY2025£162k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.