Charity Accounts Intelreading the accounts so you don’t have to

CITY CHURCH MANCHESTER CIO

Registered charity 1157448 · accounts filings on the Charity Commission register

Proclamation of the Gospel of Jesus Christ within Greater Manchester, and supporting other churches abroad.The training and education of Christian Ministers.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£644k
Latest spending
£708k
Registered
2014
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £326,630 against a policy target of three months of normal operating costs. The charity reported a net expenditure of £64,484 for the year, resulting in a decrease in total net assets from £717,894 to £653,410. The trustees confirm the accounts are prepared on a going concern basis, citing security for the next 12 to 18 months.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of normal operating costs (held: £327k)
“City Church Manchester seeks to keep at least 3 months of normal operating costs in reserve as per the Charity Commission recommendations.”
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Ralph Cunnington and Matthew Waldock received remuneration and leaseback payments.
“In the period the charity has paid trustees remuneration and benefits. The total remuneration or any other benefits paid to trustees of the charity were £59,841” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Remuneration paid to trustees
“In the period the charity has paid trustees remuneration and benefits. The total remuneration or any other benefits paid to trustees of the charity were £59,841 (2024 – £53,404). This is broken down as follows: Name Ralph Cunnington Salary 20,396 Pension 8,159 Matthew Waldock (resigned June 2025) 27,017 4,269” — page 17
“In addition to their remuneration and employers pension contributions, and as part of their overall remuneration package, R Cunnington received £20,400 (£1,700 per month) and M Waldock received £20,400 (£1,700 per month) in respect of lease back agreements on their accommodation.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Leaseback payments to trustees
“In the period the charity has paid trustees remuneration and benefits. The total remuneration or any other benefits paid to trustees of the charity were £59,841 (2024 – £53,404). This is broken down as follows: Name Ralph Cunnington Salary 20,396 Pension 8,159 Matthew Waldock (resigned June 2025) 27,017 4,269” — page 17
“In addition to their remuneration and employers pension contributions, and as part of their overall remuneration package, R Cunnington received £20,400 (£1,700 per month) and M Waldock received £20,400 (£1,700 per month) in respect of lease back agreements on their accommodation.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Staff cost sharing with Northern Gospel Project
“In the period the charity has paid trustees remuneration and benefits. The total remuneration or any other benefits paid to trustees of the charity were £59,841 (2024 – £53,404). This is broken down as follows: Name Ralph Cunnington Salary 20,396 Pension 8,159 Matthew Waldock (resigned June 2025) 27,017 4,269” — page 17
“In addition to their remuneration and employers pension contributions, and as part of their overall remuneration package, R Cunnington received £20,400 (£1,700 per month) and M Waldock received £20,400 (£1,700 per month) in respect of lease back agreements on their accommodation.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations from related parties
“In the period the charity has paid trustees remuneration and benefits. The total remuneration or any other benefits paid to trustees of the charity were £59,841 (2024 – £53,404). This is broken down as follows: Name Ralph Cunnington Salary 20,396 Pension 8,159 Matthew Waldock (resigned June 2025) 27,017 4,269” — page 17
“In addition to their remuneration and employers pension contributions, and as part of their overall remuneration package, R Cunnington received £20,400 (£1,700 per month) and M Waldock received £20,400 (£1,700 per month) in respect of lease back agreements on their accommodation.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold); recorded price paid £340k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/08/2025)

Total income
£644k
Total spending
£708k
Cost of raising funds
£21k
Reserves (reported)
£98k
Employees
14

Reported reserves equal ~1.7 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (99% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 3.3% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bury · Manchester City · Salford City · Tameside · Trafford

Income and spending

Financial year endIncomeSpending
31/08/2025£644k£708k
31/08/2024£633k£597k
31/08/2023£459k£534k
31/08/2022£690k£424k
31/08/2021£388k£350k

Common questions

Is CITY CHURCH MANCHESTER CIO financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £326,630 against a policy target of three months of normal operating costs. The charity reported a net expenditure of £64,484 for the year, resulting in a decrease in total net assets from £717,894 to £653,410. The trustees confirm the accounts are prepared on a going concern basis, citing security for the next 12 to 18 months. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE JOSEPH RANK TRUST1£65k
CONGREGATIONAL AND GENERAL CHARITABLE TRUST1£15k
THE ANCHOR FOUNDATION1£5k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with MANCHESTER CITY CHAPEL.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CITY CHURCH MANCHESTER CIO£644k—0unclear—no doubt
MANCHESTER CITY CHAPEL FY2025£201k—0unclear—no doubt
CITY CHURCH NEWCASTLE FY2025£1.3m—0unclear—no doubt
MANCHESTER DIOCESAN BOARD OF FINANCE FY2024£14.5m——unclear—no doubt
CHRIST CHURCH MANCHESTER FY2024£502k—0unclear—no doubt
CITY CHURCH COVENTRY FY2025£190k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.