THE DAVID RICHARD BELL AND ROSEMARY ELIZABETH BELL CHARITABLE TRUST
The charity provides financial support to charitable organisations operating in Derby England within a 50 mile radius. The Charity aims to support - Christian organisations and organisations supporting disabilities.
Objects
THE OBJECTS ARE TO PROMOTE SUCH PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE UNDER THE LAWS OF ENGLAND AND WALES AS THE TRUSTEES SHALL AT THEIR ABSOLUTE DISCRETION DETERMINE.THE TRUSTEES MUST USE THE INCOME OF THE CHARITY IN PROMOTING THE OBJECTS.
Financial health, per its FY2025 accounts
The accounts state that the charity held free reserves of £11,934 and bank balances of £4,347 at the end of the period, alongside an expendable endowment fund valued at £1,043,293. The trustees report a policy of maintaining free reserves to cover future needs and contingencies, and the independent examiner confirmed no material matters were identified during the examination.
What the accounts disclose
“Income from investments Income from Interest”
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
“Ludlow Trust Company (Southampton) Limited was paid £2,533 for trust administration services during the year under review.”
“HSBC UK Bank PLC also received £16,995 for trust administration services and investment management fees. These fees are authorised under clause 7.4 of the trust deed.”
“Ludlow Trust Company (Southampton) Limited was paid £2,533 for trust administration services during the year under review.”
“HSBC UK Bank PLC also received £16,995 for trust administration services and investment management fees. These fees are authorised under clause 7.4 of the trust deed.”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Trustees
- DAVID RICHARD BELL
- Elizabeth Bell
- LUDLOW TRUST COMPANY (SOUTHAMPTON) LTD
- Rosemary Bell
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 27/08/2025 | £45k | £48k |
| 05/04/2024 | £22k | £45k |
| 05/04/2023 | £16k | £23k |
| 05/04/2022 | £14k | £31k |
| 05/04/2021 | £21k | £44k |
Common questions
Is THE DAVID RICHARD BELL AND ROSEMARY ELIZABETH BELL CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity held free reserves of £11,934 and bank balances of £4,347 at the end of the period, alongside an expendable endowment fund valued at £1,043,293. The trustees report a policy of maintaining free reserves to cover future needs and contingencies, and the independent examiner confirmed no material matters were identified during the examination. Its FY2025 accounts were independently examined.