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THE DAVID RICHARD BELL AND ROSEMARY ELIZABETH BELL CHARITABLE TRUST

Registered charity 1157031 · accounts filings on the Charity Commission register

The charity provides financial support to charitable organisations operating in Derby England within a 50 mile radius. The Charity aims to support - Christian organisations and organisations supporting disabilities.

Causes: Disability · Religious Activities · Get email alerts

Latest income
£45k
Latest spending
£48k
Registered
2014
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity held free reserves of £11,934 and bank balances of £4,347 at the end of the period, alongside an expendable endowment fund valued at £1,043,293. The trustees report a policy of maintaining free reserves to cover future needs and contingencies, and the independent examiner confirmed no material matters were identified during the examination.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: none
“Income from investments Income from Interest”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks (held: £12k)
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company (Southampton) Limited paid £2,533 for trust administration services.
“Ludlow Trust Company (Southampton) Limited was paid £2,533 for trust administration services during the year under review.”
“HSBC UK Bank PLC also received £16,995 for trust administration services and investment management fees. These fees are authorised under clause 7.4 of the trust deed.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: HSBC UK Bank PLC received £16,995 for trust administration services and investment management fees.
“Ludlow Trust Company (Southampton) Limited was paid £2,533 for trust administration services during the year under review.”
“HSBC UK Bank PLC also received £16,995 for trust administration services and investment management fees. These fees are authorised under clause 7.4 of the trust deed.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Derby City

Income and spending

Financial year endIncomeSpending
27/08/2025£45k£48k
05/04/2024£22k£45k
05/04/2023£16k£23k
05/04/2022£14k£31k
05/04/2021£21k£44k

Common questions

Is THE DAVID RICHARD BELL AND ROSEMARY ELIZABETH BELL CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity held free reserves of £11,934 and bank balances of £4,347 at the end of the period, alongside an expendable endowment fund valued at £1,043,293. The trustees report a policy of maintaining free reserves to cover future needs and contingencies, and the independent examiner confirmed no material matters were identified during the examination. Its FY2025 accounts were independently examined.