CAMBRAY BAPTIST CHURCH, CHELTENHAM
THE PRINCIPAL PURPOSE IS THE ADVANCEMENT OF THE CHRISTIAN FAITH, INCLUDING EDUCATION AND GENERAL CHARITABLE PURPOSES IN THE U.K. AND WORLDWIDE. IT ENCOURAGES ALL PEOPLE TO BECOME FOLLOWERS OF JESUS CHRIST. THE AIM IS TO SHOW THE LOVE OF JESUS CHRIST IN WORD AND DEED, AND TO BRING PEOPLE INTO A RELATIONSHIP WITH HIM AS LIVING LORD. THE CHURCH SUPPORTS PEOPLE WHO ARE POOR, NEEDY AND VULNERABLE.
Financial health, per its FY2025 accounts
The accounts state that unrestricted reserves of £200,828 exceed the trustees' stated policy target of £143,000, indicating a comfortable buffer against the stated financial risks of inflation and maintenance costs. The charity reports a net income increase to £56,773, driven largely by legacy income, and notes that steady monthly giving provides predictable income for planning.
What the accounts disclose
“The trustees have agreed on a reserves Policy to maintain a balance in the General fund of at least 3 months of regular outgoings, plus an additional 3 months of salaries and mission partner funding. Based on the accounts this is £143,000.” — page 10
“Geraldine Luffrum, the wife of a trustee during the year, is employed by the Church and is considered to be a related party under the Charities SORP FRS102. In 2025 salary paid was £11,500 with £575 pension contributions.” — page 20
“A trustee, the Associate Pastor, who is under a contract for service, has entered into a leaseback agreement with the Church on his house” — page 20
“Geraldine Luffrum, the wife of a trustee during the year, is employed by the Church and is considered to be a related party under the Charities SORP FRS102. In 2025 salary paid was £11,500 with £575 pension contributions.” — page 20
“A trustee, the Associate Pastor, who is under a contract for service, has entered into a leaseback agreement with the Church on his house” — page 20
Property (HM Land Registry)
Register events
- Received assets from another charity (09/04/2015)
Trustees
- COLIN STUART BARNETTchair
- ANDREW PHILIP TURNBULL
- Alan Pilbeam
- Ian Parsons
- Man Kai Andrew Chan
- PAUL SIMON MONTGOMERY
- PETER STOJANOV
- REV TIM MARTIN
- Rev Dr ALWYN MICHAEL BARRY
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £431k | £375k |
| 31/12/2024 | £344k | £302k |
| 31/12/2023 | £292k | £274k |
| 31/12/2022 | £348k | £346k |
| 31/12/2021 | £289k | £268k |
Common questions
Is CAMBRAY BAPTIST CHURCH, CHELTENHAM financially healthy?
Per its FY2025 accounts: The accounts state that unrestricted reserves of £200,828 exceed the trustees' stated policy target of £143,000, indicating a comfortable buffer against the stated financial risks of inflation and maintenance costs. The charity reports a net income increase to £56,773, driven largely by legacy income, and notes that steady monthly giving provides predictable income for planning. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| INCORPORATED BOURNEMOUTH FREE CHURCH COUNCIL | 1 | £59k |
Charities like this
- CHRISTCHURCH BAPTIST CHURCH
- CENTRAL BAPTIST CHURCH WALTHAMSTOW
- UPTON BAPTIST CHURCH, CHESTER
- WOODBRIDGE QUAY CHURCH
- BETHEL BAPTIST CHURCH FARNHAM
- RICKMANSWORTH BAPTIST CHURCH
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CAMBRAY BAPTIST CHURCH, CHELTENHAM | £431k | — | 0 | above | — | no doubt |
| CHRISTCHURCH BAPTIST CHURCH | £410k | — | 0 | unclear | — | no doubt |
| CENTRAL BAPTIST CHURCH WALTHAMSTOW | £126k | — | 0 | unclear | — | no doubt |
| UPTON BAPTIST CHURCH, CHESTER | £250k | — | 0 | unclear | — | no doubt |
| WOODBRIDGE QUAY CHURCH | £248k | — | 0 | unclear | — | no doubt |
| BETHEL BAPTIST CHURCH FARNHAM | £166k | £41,200 | 0 | above | — | no doubt |