REAL LIFE OPTIONS

Registered charity 1156258 · accounts filings on the Charity Commission register · also registered in Scotland as SC045939 (OSCR)

Real Life Options provides support and care to people in the United Kingdom who have disabilities. In particular, the organisation provides and manages services on a peripatetic and domiciliary basis, and provides care and support through the provision of residential housing, both directly and in conjunction with other voluntary agencies, charities and housing associations.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Disability · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Latest income
£55.6m
Latest spending
£53.3m
Registered
2014
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Group delivered a strong financial performance with a net surplus of £2,304k and total reserves of £13.1m. The Trustees confirm that unrestricted reserves of £13.1m exceed the minimum policy requirement of £5.6m, ensuring adequate resources to continue in operational existence for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: 10% of Group turnover or £5 million, whichever is higher (held: £13.1m)
“The agreed policy is that unrestricted reserves should be maintained at a minimum of 10% of Group turnover or £5 million, whichever is higher. Based on the actual Group turnover at 31 March 2025, this equates to a minimum reserve requirement of £5.6 million.” — page 24
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Related party transaction with Enable Unity CIC
“During the year, Real Life Options purchased services and assets amounting to £10,000 from Enable Unity CIC, a company in which D I Sargent is a Trustee (2024 - £6,991). These services and assets were purchased on an arm’s length basis. Real Life Options had no amounts owed to or due from Enable Unity CIC at 31 March 2025.” — page 18
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Crowe U.K. LLP. Discloses 4 of 6 completeness components.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Public fundraising profile: JustGiving — Real Life Options (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
Redcar & Cleveland Borough CouncilSupported Living - Linden Road10/03/2025£1.7m
CITY OF BRADFORD METROPOLITAN DISTRICT COUNCILProvider List for Supported Living Services in the Bradford District20/03/2023£180.0m
Glasgow City CouncilFlexible Purchasing Framework for Social Care Supports——
Glasgow City CouncilFlexible Purchasing Framework for Social Care Supports——
Aberdeenshire Council2025 Social Care - Framework for Support at Home Services in Aberdeenshire——

Property (HM Land Registry)

5 registered titles in England and Wales held by the charity’s company or corporate body (3 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: Real Life Options — Registered, 48 registered locations, 2 regulated activities, last inspected 28/07/2023. CQC record

Structured financials (annual return, FY ending 31/03/2025)

Total income
£55.6m
Total spending
£53.3m
Reserves (reported)
£13.0m
Employees
1,949

Reported reserves equal ~2.9 months of spending — below the median for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.8%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£55.6m£53.3m
31/03/2024£52.7m£50.6m
31/03/2023£48.6m£47.7m
31/03/2022£45.1m£44.7m
31/03/2021£44.6m£44.6m

Common questions

Is REAL LIFE OPTIONS financially healthy?

Per its FY2025 accounts: The accounts state that the Group delivered a strong financial performance with a net surplus of £2,304k and total reserves of £13.1m. The Trustees confirm that unrestricted reserves of £13.1m exceed the minimum policy requirement of £5.6m, ensuring adequate resources to continue in operational existence for the foreseeable future. Its FY2025 accounts were audited by Crowe U.K. LLP.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund24/06/2022£10kCommunity Connections Hub
The National Lottery Community Fund18/01/2019£10kReal Life Volunteers
Leeds City Council—£1.9m
Leeds City Council—£1.7m

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with OPTIONS FOR SUPPORTED LIVING.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
REAL LIFE OPTIONS£55.6m——unclear—no doubt
OPTIONS FOR SUPPORTED LIVING FY2025£11.7m——unclear—no doubt
COMMUNITY CARE OPTIONS FY2025£705k—0unclear—no doubt
INDEPENDENT OPTIONS (NORTH WEST) FY2025£5.4m——unclear—no doubt
OPTIONS FOR LIFE FY2025£2.2m£60,001 - £70,0001above—no doubt
RAINBOW LIVING SW FY2026£313k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.