ANSAR FINANCE GROUP LIMITED

Registered charity 1156023 · accounts filings on the Charity Commission register · also known as AFG OR ANSAR

Ansar is the leading UK Charity in the domain of ethical Islamic finance; we educate, offer interest-free personal loans and support a debt-free life to UK residents. Lending from pay lenders cause families huge problems and Ansar is there to help if it possibly can by giving interest free loans. Rules apply. Ansar is educating about the harmful effect of interest to individuals and society.

Objects

THE CHARITY’S OBJECTS (“OBJECTS”) ARE SPECIFICALLY RESTRICTED TO THE FOLLOWING:4.1 TO ADVANCE THE RELIGION OF ISLAM FOR THE BENEFIT OF THE PUBLIC IN ACCORDANCE WITH THE TEACHINGS OF THE QUR’AN AND THE PROPHET MUHAMMAD (PEACE BE UPON HIM).4.2 TO ADVANCE THE PROMOTION AND IMPLEMENTATION OF THE ETHICAL AND MORAL GUIDANCE OF ISLAM IN ALL FINANCIAL AFFAIRS, INCLUDING WITHOUT LIMITATION IN MATTERS OF EQUITABLE FINANCIAL RELATIONSHIPS AND CHARITABLE GIVING, FOR THE BENEFIT OF THE PUBLIC.4.3 TO ADVANCE THE EDUCATION OF THE PUBLIC IN THE GUIDANCE OF ISLAM IN ALL FINANCIAL AFFAIRS, INCLUDING WITHOUT LIMITATION BY THE PROVISION OF PUBLIC COURSES, LECTURES, CONFERENCES, LEAFLETS, TEXTBOOKS, BROADCASTS AND DIGITAL MATERIALS, AND TO PROMOTE AND CONDUCT RESEARCH (INCLUDING PILOT STUDIES) IN THAT SUBJECT FOR THE PUBLIC BENEFIT AND TO PUBLISH THE USEFUL RESULTS.4.4 THE RELIEF OF FINANCIAL HARDSHIP, EITHER GENERALLY OR INDIVIDUALLY, OF PEOPLE LIVING IN THE UNITED KINGDOM BY MAKING INTEREST-FREE LOANS (WITH EQUITABLE AND FLEXIBLE RULES ON DEFERRING REPAYMENT WHERE THE RECIPIENT FINDS IT DIFFICULT TO REPAY) AND GRANTS OF MONEY FOR PROVIDING OR PAYING FOR ITEMS, SERVICES OR FACILITIES.4.5 THE RELIEF OF FINANCIAL HARDSHIP BY THE PROVISION OF FREE DEBT ADVICE AND ASSISTANCE BASED ON THE ETHICAL AND MORAL GUIDANCE OF ISLAM IN RESPECT OF FINANCIAL AFFAIRS TO PERSONS WHO, THROUGH A LACK OF MEANS, WOULD OTHERWISE BE UNABLE TO OBTAIN SUCH ADVICE.4.6 THE RELIEF OF FINANCIAL NEED AND SUFFERING AMONG VICTIMS OF NATURAL OR OTHER KINDS OF DISASTERS, WARS, CIVIL STRIFE, CATASTROPHES OR CRISES (INCLUDING ENVIRONMENTAL OR ECONOMIC CRISES) IN ANY PART OF THE WORLD IN THE FORM OF MONEY (OR OTHER MEANS DEEMED SUITABLE) FOR PERSONS, BODIES, ORGANISATIONS AND/OR COUNTRIES SO AFFECTED.4.7 TO DEVELOP THE CAPACITY AND SKILLS OF THE MEMBERS OF THE SOCIALLY AND ECONOMICALLY DISADVANTAGED ISLAMIC COMMUNITY OF THE UNITED KINGDOM IN SUCH A WAY THAT THEY ARE BETTER ABLE TO IDENTIFY, AND HELP MEET, THEIR FINANCIAL NEEDS AND TO PARTICIPATE MORE FULLY IN SOCIETY.4.8 TO MAKE INTEREST FREE LOANS AND/OR GRANTS TO OTHER CHARITABLE ORGANISATIONS WHO PROMOTE OR ADVANCE ANY OF THE OBJECTS OF THE CHARITY.4.9 NOTHING IN THE ARTICLES SHALL AUTHORISE AN APPLICATION OF THE PROPERTY OF THE CHARITY FOR PURPOSES WHICH ARE NOT CHARITABLE IN ACCORDANCE WITH SECTION 7 OF THE CHARITIES AND TRUSTEE INVESTMENT (SCOTLAND) ACT 2005 AND/OR SECTION 2 OF THE CHARITIES ACT (NORTHERN IRELAND) 2008.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · Economic/community Development/employment · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the financial statements were approved by the Board of Trustees and authorised for issue on 23 December 2025. The filing was signed by Trustee Mohammad Rafiq. The document does not provide specific details on financial health metrics such as reserves or going concern status beyond the approval statement.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Discloses 3 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

Trustees · trustee networks

• Anjum Zulfiqarchair
• Abid Ahmed Satwilkar
• Mohammad Rafiq
• NASEER NAZAR

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Common questions