AGE CYMRU DYFED

Registered charity 1155813 · accounts filings on the Charity Commission register · also known as AGE CYMRU CEREDIGION, NONE

To promote the health and well-being, primarily of older people, in any manner which now is or hereafter shall be deemed by law to be charitable in and around west Wales (the counties of Carmarthenshire, Ceredigion and Pembrokeshire).

Objects

To promote the health and well-being primarily of older people in any manner which is now or hereafter shall be deemed by law to be charitable in and around west Wales (the counties of Carmarthenshire, Ceredigion and Pembrokeshire).

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Disability · The Prevention Or Relief Of Poverty · website · Get email alerts

Registered contact address: Ceredigion, Wales (from the postcode on the register)

Received the assets of AGE CYMRU SIR GÂR (charity 1106321) — merger registered 03/02/2021.

Source: Charity Commission register of merged charities (OGL v3.0).

Latest income

£2.0m

Latest spending

£1.8m

Registered

2014

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity achieved an overall net surplus of £207,932 for the year, with total income increasing by more than 40% compared to the previous period. Per the trustees' report, free reserves stood at £571,969, which is within the stated policy target of three to six months' operating expenditure, and the trustees confirmed the charity is a going concern with no material uncertainties.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £70,001 - £80,000 — above the median for charities its size (£70k)

“There was one employee with emoluments over £70,000, in the banding between £70,000 and £80,000” — page 18

Per its FY2025 accounts as filed with the Charity Commission.

Employees paid over £60,000: 1

“There was one employee with emoluments over £70,000” — page 18

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Income received from Age UK of £123,499 in grant income.

“Income was received during the year from Age UK of £123,499 in grant income” — page 25

“During the year 3 trustees were paid a total of £774 in respect of travel” — page 25

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Trustee expenses of £774 paid to 3 trustees.

“Income was received during the year from Age UK of £123,499 in grant income” — page 25

“During the year 3 trustees were paid a total of £774 in respect of travel” — page 25

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by D.R.E.& Co. (Audit) Limited. Discloses 5 of 6 completeness components.

Year-over-year changes

Reserves position vs the charity's own policy moved from "above" (FY2024) to "within" (FY2025).

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2025

Volunteers: 70
Government income: £686,552 — grants £686,552 (10); 34% of the £2,047,545 total gross income on the same return
Employees paid over £60,000: 1 (£70,001–£80,000: 1)
Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 31/03/2024

Volunteers: 60
Government income: £673,988 — grants £673,988 (10); 47% of the £1,445,488 total gross income on the same return
Employees paid over £60,000: 1 (£70,001–£80,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2023

Volunteers: 58
Government income: £443,731 — grants £443,731 (10); 37% of the £1,197,075 total gross income on the same return
Employees paid over £60,000: 1 (£60,001–£70,000: 1)

Source: this charity’s annual returns on the Charity Commission register.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Age Cymru Dyfed Bags Silver at Welsh Veterans Awards 2026! ageuk.org.uk · 10/07/2026

Public fundraising profile: JustGiving — Age Cymru Dyfed (matched by registered charity number).

Leadership, per the charity’s website

Peter Hamilton — Chair (source)
Vanessa Rawsthorne — Vice Chair (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Age UK — “Age UK funds various projects.” (source page)
Llywodraeth Cymru- Welsh Government — “Llywodraeth Cymru- Welsh Government funds projects e.g. Befriending Life Links Pembrokeshire SPF Living Well for Less project” (source page)
The Armed Forces Covenant Trust — “The Armed Forces Covenant Trust, funders of: Funders of our Veterans Services Building a better future for older veterans project” (source page)
Cyngor Sir Gar, Carmarthenshire County Council — “Cyngor Sir Gar, Carmarthenshire County Council, funders of: The 3CIPA Independent Advocacy The Carmarthenshire Older Persons and Physical Di…” (source page)
Santander — “Santander funds our project: Santander Financial Inclusion” (source page)
Cyngor Sir Ceredigion County Council — “Cyngor Sir Ceredigion County Council are funders of our: Dementia Pilot The 3CIPA Independent Advocacy Virtual Reality and digital support f…” (source page)
Cyngor Sir Penfro, Pembrokeshire County Council — “Cyngor Sir Penfro, Pembrokeshire County Council are funders of our following services: Information & Advice Older Peoples Housing Support Se…” (source page)
Hywel Dda University Health Board — “Hywel Dda University Health Board funds: Mental Health Social Inclusion Service West Wales Regional Dementia Wellbeing Connector Service” (source page)
Veterans Foundation — “The Veterans' Foundation Hub is focused on engaging the military community and distributing funding to where it is most needed, to projects …” (source page)
J E George Legacy — “J E George Legacy in Partnership with Age Cymru providing Information & Advice in North Pembrokeshire, West Carmarthenshire and South Ceredi…” (source page)

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/03/2025)

Total income

£2.0m

Total spending

£1.8m

Cost of raising funds

£14k

Reserves (reported)

£572k

Employees

Reported reserves equal ~3.7 months of spending — below the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (97% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.7% of total income — below the median for charities its size (5.3%) (benchmarks).

Register events

Received assets from another charity (06/01/2021) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (24/04/2014) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Peter Hamiltonchair
Caroline Streek
JOHN DYMOTT · trustee of 1 other charity
Natalie Moyce
Peter Bernard Loughran · trustee of 2 other charities
Vanessa Lewis Camacho
Vanessa Rawsthorne

Trustee list from the Charity Commission register (current, not historical).

Operates in: Carmarthenshire · Ceredigion · Pembrokeshire

Income and spending

Financial year end	Income	Spending
31/03/2025	£2.0m	£1.8m
31/03/2024	£1.4m	£1.4m
31/03/2023	£1.2m	£1.3m
31/03/2022	£1.0m	£1.0m
31/03/2021	£1.3m	£817k

Common questions

Is AGE CYMRU DYFED financially healthy?

Per its FY2025 accounts: The accounts state that the charity achieved an overall net surplus of £207,932 for the year, with total income increasing by more than 40% compared to the previous period. Per the trustees' report, free reserves stood at £571,969, which is within the stated policy target of three to six months' operating expenditure, and the trustees confirmed the charity is a going concern with no material uncertainties. Its FY2025 accounts were audited by D.R.E.& Co. (Audit) Limited.

What does the highest-paid employee of AGE CYMRU DYFED earn?

Per its FY2025 accounts, the highest-paid employee was in the £70,001 - £80,000 band, and 1 employees earned over £60,000.

Who funds AGE CYMRU DYFED?

Funders whose own accounts filings name AGE CYMRU DYFED as a grant recipient include MOTABILITY, AGE UK, SANTANDER UK FOUNDATION LIMITED, THE VETERANS' FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
MOTABILITY	FY2025	£4.5m	Community Transport grant
AGE UK	FY2021	£149k	Support the network
AGE UK	FY2023	£114k	Supporting the network
SANTANDER UK FOUNDATION LIMITED	FY2023	£82k	Digital & Financial Empowerment Fund
SANTANDER UK FOUNDATION LIMITED	FY2022	£58k	Digital & Financial Empowerment Fund
SANTANDER UK FOUNDATION LIMITED	FY2024	£45k	Digital & Financial Empowerment Fund
THE VETERANS' FOUNDATION	FY2021	amount not stated

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The National Lottery Heritage Fund	13/05/2025	£75k	"Bilingual Stories of National Service from Mid & West Wales / Straeon Dwyieithog Gwasanaeth Cenedlaethol o Ganolbarth Gorllewin Cymru 1947-63. A bilingual focus on compulsory military service in Mid and West Wales."
UK government	16/02/2024	£300k	Covenant Fund
UK government	14/10/2022	£29k	Covenant Fund
The National Lottery Community Fund	17/05/2016	£499	TPP1 - Â£499 Award
The National Lottery Community Fund	30/07/2014	£5k	Falls Prevent Exercise Classes
The National Lottery Community Fund	27/09/2013	£238k	Two Counties Financial Advocacy for Older People
The National Lottery Community Fund	04/08/2011	£4k	Teify Valley Activity & Wellbeing Centre 50+
The National Lottery Community Fund	17/09/2009	£500	Silver Connections
The National Lottery Community Fund	27/04/2005	£4k	IT/Intergenerational Project

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
MOONDANCE FOUNDATION	2	£306k
WALES COUNCIL FOR VOLUNTARY ACTION	1	£658k
THE 29TH MAY 1961 CHARITY	1	£15k
The Neath Port Talbot Community Voluntary Service Limited	1	£11k
THE GEORGE CADBURY TRUST (GEORGE HENRY T AND LAURENCE J CADBURY SECTIONS)	1	£10k
THE MICHAEL AND ILSE KATZ FOUNDATION	1	£6k
THE MARY HOMFRAY CHARITABLE TRUST	1	£3k
THE OLD ENFIELD CHARITABLE TRUST	1	£2k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with AGE CYMRU POWYS.

AGE CYMRU POWYS income £567k
AGE UK COVENTRY AND WARWICKSHIRE income £5.6m
AGE CYMRU income £2.8m
AGE CYMRU GWENT income £1.9m
AgeUK Worcester,Malvern Hills & Hereford Localities income £2.8m
Age Cymru West Glamorgan Limited income £758k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
AGE CYMRU DYFED	£2.0m	£70,001 - £80,000	1	within	—	no doubt
AGE CYMRU POWYS FY2025	£567k	—	0	unclear	—	no doubt
AGE UK COVENTRY AND WARWICKSHIRE FY2025	£5.6m	£90,001 - £100,000	—	above	—	no doubt
AGE CYMRU FY2025	£2.8m	—	—	above	—	no doubt
AGE CYMRU GWENT FY2025	£1.9m	—	—	above	—	no doubt
AgeUK Worcester,Malvern Hills & Hereford Localities FY2025	£2.8m	—	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.