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BC TRUST

Registered charity 1155555 · accounts filings on the Charity Commission register

The principal activities of the charitable company in the year under review were that of the advancement of education and religious practice in accordance with the teachings of the Orthodox Jewish faith,and the relief of poverty.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Arts/culture/heritage/science · Recreation · Get email alerts

Latest income
£2.9m
Latest spending
£3.6m
Registered
2014
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net expenditure of £207,031 for the year ended 29 January 2025, resulting in a decrease in unrestricted funds from £3,733,442 to £3,526,411. The charity is financially dependent on income from investment properties and charitable donations, with total incoming resources of £2,868,281 against total expenditure of £3,075,312. The trustees confirm the charity has adequate resources to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: to ensure that there is a sufficient stream of income to meet the ongoing calls made on the charity including the possibility of providing capital assets for the needs of charitable institutions (held: £3.5m)
“The reserves policy is to ensure that there is a sufficient stream of income to meet the ongoing calls made on the charity including the possibility of providing capital assets for the needs of charitable institutions.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Landlords Rights Ltd
“the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski). In addition, during the period N Rudzinski (Trustee) made donations totalling £22,800 (2024: £1,000) to the charity.” — page 20
“the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The Union Of Orthodox Hebrew Congregations
“the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski). In addition, during the period N Rudzinski (Trustee) made donations totalling £22,800 (2024: £1,000) to the charity.” — page 20
“the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: BCT Foundation
“the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski). In addition, during the period N Rudzinski (Trustee) made donations totalling £22,800 (2024: £1,000) to the charity.” — page 20
“the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Bnei Zion Community Nursery
“the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski). In addition, during the period N Rudzinski (Trustee) made donations totalling £22,800 (2024: £1,000) to the charity.” — page 20
“the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Landlords Way Ltd
“the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski). In addition, during the period N Rudzinski (Trustee) made donations totalling £22,800 (2024: £1,000) to the charity.” — page 20
“the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Venitt and Greaves. Discloses 4 of 6 completeness components.

Charity Commission inquiry

The inquiry was opened after HMRC found 105 charities had cashed cheques worth £22 million with a specific company. The regulator has extended the inquiry to include 12 additional charities and issued orders to temporarily stop them from issuing cheques without consent.
The report states the inquiry was opened following an HMRC visit revealing 105 charities cashed cheques for £22 million.
“Following an unannounced visit by HMRC to a company in Hackney, 105 charities were found to have cashed cheques with it to a value of £22 million between December 2021 and March 2023.”
The regulator will investigate fund transfers and trustee oversight.
“Using powers available to the Commission during an inquiry, the regulator will determine the facts around how these charities have transferred funds.”
The regulator issued an immediate order to stop charities from issuing cheques without consent.
“The regulator has issued an immediate order to temporarily stop any of the charities under inquiry from issuing cheques without its prior consent.”
Per the Commission’s published report. Summary is automated; the official report is authoritative.

Structured financials (annual return, FY ending 31/01/2025)

Total income
£2.9m
Total spending
£3.6m
Cost of raising funds
£114k
Reserves (reported)
£1.1m
Employees
0

Reported reserves equal ~3.6 months of spending — below the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (92% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 3.9% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Belgium · Israel · Salford City · Throughout London · United States

Income and spending

Financial year endIncomeSpending
31/01/2025£2.9m£3.6m
31/01/2024£2.9m£3.6m
31/01/2023£2.9m£3.6m
31/01/2022£1.4m£1.1m
31/01/2021£1.4m£1.1m

Common questions

Is BC TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net expenditure of £207,031 for the year ended 29 January 2025, resulting in a decrease in unrestricted funds from £3,733,442 to £3,526,411. The charity is financially dependent on income from investment properties and charitable donations, with total incoming resources of £2,868,281 against total expenditure of £3,075,312. The trustees confirm the charity has adequate resources to continue as a going concern. Its FY2025 accounts were audited by Venitt and Greaves.

Who funds BC TRUST?

Funders whose own accounts filings name BC TRUST as a grant recipient include MAYFAIR CHARITIES LIMITED, THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION, HURDALE CHARITY LIMITED, THE KASNER CHARITABLE TRUST, AHAVAT YISROEL UK.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
MAYFAIR CHARITIES LIMITEDFY2025£1.8m
MAYFAIR CHARITIES LIMITEDFY2023£1.1m
MAYFAIR CHARITIES LIMITEDFY2024£712k
THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATIONFY2024£627knull
THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATIONFY2025£123kAdvancement of religion and education
HURDALE CHARITY LIMITEDFY2025£100k
THE KASNER CHARITABLE TRUSTFY2022£52k
HURDALE CHARITY LIMITEDFY2023£50k
AHAVAT YISROEL UKFY2022£34k
CANNON CHARITABLE TRUSTFY2024£28k
CHASDEI ESTHERFY2024£21k
CHASDEI ESTHERFY2023£15k
NUCHEM AND REISEL SCHLAFF MEMORIAL FUND LIMITEDFY2022£15kRelief of poverty
CHASDEI ESTHERFY2022£15k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund23/09/2022£10kSupporting UK homeowner

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
NASOD CHARITABLE TRUST1£1.2m
KOLLEL AND CO LIMITED1£500k
GILMOOR BENEVOLENT FUND LIMITED1£380k
C E K STERN CHARITABLE TRUST1£35k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with B E PERL CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BC TRUST£2.9m—0unclear—no doubt
B E PERL CHARITABLE TRUST FY2025£3.0m—0unclear—no doubt
KTRUST LIMITED FY2025£240kUnder £60,0000unclear—no doubt
SANBRI LTD FY2025£2.9m—0unclear—no doubt
BRITEFIELD TRUST FY2024£117k—0unclear—no doubt
YIZAL EDUCATION LIMITED FY2025£644k—0below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.