BC TRUST

Registered charity 1155555 · accounts filings on the Charity Commission register

The principal activities of the charitable company in the year under review were that of the advancement of education and religious practice in accordance with the teachings of the Orthodox Jewish faith,and the relief of poverty.

Objects

1 TO PROMOTE THE BENEFIT OF THE PUBLIC IN THE LONDON BOROUGHS OF HACKNEY, HARINGEY AND IN SALFORD BYA THE ADVANCEMENT OF EDUCATION AND TRAINING;B THE RELIEF OF POVERTY, SICKNESS AND DISTRESS;C THE PROMOTION OF GOOD HEALTH; ANDD THE PROVISION OF RECREATIONAL FACILITIES IN THE INTERESTS OF SOCIAL WELFARE WITH THE OBJECT OF IMPROVING THEIR CONDITIONS OF LIFE2 THE RELIEF OF POVERTY IN THE UNITED STATES OF AMERICA AND ISRAEL BY THE PROVISION OF SUCH GRANTS AND DONATIONS AS THE TRUSTEES SHALL THINK FIT.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Arts/culture/heritage/science · Recreation · Get email alerts

Registered contact address: Haringey, London, England (from the postcode on the register)

Latest income
£2.9m
Latest spending
£3.6m
Registered
2014
Accounts read
FY2025

Financial health, per its FY2025 accounts

The charity reported a net expenditure of £207,031 for the year ended 29 January 2025, resulting in a decrease in unrestricted funds from £3,733,442 to £3,526,411. The trustees state that the charity is financially dependent on income from investment properties and charitable donations, and they have adopted the going concern basis of accounting based on a reasonable expectation of adequate resources. The accounts were independently audited by Venitt and Greaves, who issued an unqualified opinion.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: to ensure that there is a sufficient stream of income to meet the ongoing calls made on the charity including the possibility of providing capital assets for the needs of charitable institutions. (reserves figure: £3.5m)
“The reserves policy is to ensure that there is a sufficient stream of income to meet the ongoing calls made on the charity including the possibility of providing capital assets for the needs of charitable institutions.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations received from Landlords Rights Ltd (shares one Director with BC Trust)
“During the period ended 29 January 2025 the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski).” — page 20
“During the period ended 29 January 2025 the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations made to The Union Of Orthodox Hebrew Congregations (shares one Director with BC Trust)
“During the period ended 29 January 2025 the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski).” — page 20
“During the period ended 29 January 2025 the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations made to BCT Foundation (shares two Trustees with BC Trust)
“During the period ended 29 January 2025 the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski).” — page 20
“During the period ended 29 January 2025 the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Rental income received from Bnei Zion Community Nursery (shares two Trustees with BC Trust)
“During the period ended 29 January 2025 the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski).” — page 20
“During the period ended 29 January 2025 the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations made to Bnei Zion Community Nursery (shares two Trustees with BC Trust)
“During the period ended 29 January 2025 the charity received donations totalling £8,800 (2024: £2,950) from Landlords Rights Ltd, an entity which shares one Director with BC Trust (B Rudzinski).” — page 20
“During the period ended 29 January 2025 the charity paid donations totalling £1,331 (2024: £800) to The Union Of Orthodox Hebrew Congregations, an entity which shared one Director with BC Trust (M Rothfeld).” — page 20
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Venitt and Greaves. Discloses 4 of 6 completeness components.

Charity Commission inquiry

The inquiry was opened after HMRC found 105 charities had cashed cheques worth £22 million with a specific company. The regulator has extended the inquiry to include 12 additional charities and issued orders to temporarily stop them from issuing cheques without consent.
The report states the inquiry was opened following an HMRC visit revealing 105 charities cashed cheques for £22 million.
“Following an unannounced visit by HMRC to a company in Hackney, 105 charities were found to have cashed cheques with it to a value of £22 million between December 2021 and March 2023.”
The regulator will investigate fund transfers and trustee oversight.
“Using powers available to the Commission during an inquiry, the regulator will determine the facts around how these charities have transferred funds.”
The regulator issued an immediate order to stop charities from issuing cheques without consent.
“The regulator has issued an immediate order to temporarily stop any of the charities under inquiry from issuing cheques without its prior consent.”
Per the Commission’s published report. Summary is automated; the official report is authoritative.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/01/2025

  • Volunteers: 15

Self-declared on the annual return for the financial year ending 31/01/2024

  • Volunteers: 3
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/01/2023

  • Volunteers: 3
  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 31/01/2025)

Total income
£2.9m
Total spending
£3.6m
Cost of raising funds
£114k
Reserves (reported)
£1.1m
Employees
0

Reported reserves equal ~3.6 months of spending — below the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (92% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 3.9% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Belgium · Israel · Salford City · Throughout London · United States

Income and spending

Financial year endIncomeSpending
31/01/2025£2.9m£3.6m
31/01/2024£2.9m£3.6m
31/01/2023£2.9m£3.6m
31/01/2022£1.4m£1.1m
31/01/2021£1.4m£1.1m

Common questions

Is BC TRUST financially healthy?

Per its FY2025 accounts: The charity reported a net expenditure of £207,031 for the year ended 29 January 2025, resulting in a decrease in unrestricted funds from £3,733,442 to £3,526,411. The trustees state that the charity is financially dependent on income from investment properties and charitable donations, and they have adopted the going concern basis of accounting based on a reasonable expectation of adequate resources. The accounts were independently audited by Venitt and Greaves, who issued an unqualified opinion. Its FY2025 accounts were audited by Venitt and Greaves.

Who funds BC TRUST?

Funders whose own accounts filings name BC TRUST as a grant recipient include MAYFAIR CHARITIES LIMITED, THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATION, HURDALE CHARITY LIMITED, THE KASNER CHARITABLE TRUST, AHAVAT YISROEL UK.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
MAYFAIR CHARITIES LIMITEDFY2025£1.8m
MAYFAIR CHARITIES LIMITEDFY2023£1.1m
MAYFAIR CHARITIES LIMITEDFY2024£712k
THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATIONFY2024£627knull
THE RAPHAEL FRESHWATER MEMORIAL ASSOCIATIONFY2025£123kAdvancement of religion and education
HURDALE CHARITY LIMITEDFY2025£100k
THE KASNER CHARITABLE TRUSTFY2022£52k
HURDALE CHARITY LIMITEDFY2023£50k
AHAVAT YISROEL UKFY2022£34k
CANNON CHARITABLE TRUSTFY2024£28k
CHASDEI ESTHERFY2024£21k
CHASDEI ESTHERFY2023£15k
CHASDEI ESTHERFY2022£15k
NUCHEM AND REISEL SCHLAFF MEMORIAL FUND LIMITEDFY2022£15kRelief of poverty
CHASDEI ESTHERFY2021£7k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund23/09/2022£10kSupporting UK homeowner

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with BEIS AHARON CHARITABLE TRUST LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BC TRUST£2.9m—0unclear—no doubt
BEIS AHARON CHARITABLE TRUST LIMITED FY2025£1.5m—0unclear—no doubt
BERKTHORNE LTD FY2025£95k—0above—no doubt
C AND F CHARITABLE TRUST FY2025£127k—0unclear—no doubt
CLYMER FY2025£197k—0unclear—no doubt
BASINGVIEW TRUST LIMITED FY2025£170k—0below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.