TENBURY NILS SCHEME

Registered charity 1151036 · accounts filings on the Charity Commission register · also known as HSW Family Hardship Fund, TENBURY NO INTEREST LOAN SCHEME

The Tenbury NILS (No Interest Loan Scheme) is a project which seeks to assist the most disadvantaged and vulnerable people living in our community. It offers interest free loans to people who would otherwise not be able to access commercial credit, for reasons of unemployment, benefit recipients or people who are in receipt of a low income.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Other Charitable Purposes · website · Get email alerts

Latest income
£235k
Latest spending
£170k
Registered
2013
Accounts read
FY2025

Financial health, per its FY2025 accounts

The charity reported total funds of £266,701, an increase from £197,597 in the prior year, driven by unrestricted income and investment gains. The trustees noted that while charitable funding was secured, securing funds for running costs remains a significant challenge amid high demand. The accounts were prepared on a going concern basis with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Herefordshire · Shropshire · Worcestershire

Income and spending

Financial year endIncomeSpending
31/03/2025£235k£170k
31/03/2024£181k£203k
31/03/2023£126k£185k
31/03/2022£292k£85k
31/03/2021£113k£83k

Common questions

Is TENBURY NILS SCHEME financially healthy?

Per its FY2025 accounts: The charity reported total funds of £266,701, an increase from £197,597 in the prior year, driven by unrestricted income and investment gains. The trustees noted that while charitable funding was secured, securing funds for running costs remains a significant challenge amid high demand. The accounts were prepared on a going concern basis with no material uncertainties identified. Its FY2025 accounts were independently examined.

Who funds TENBURY NILS SCHEME?

Funders whose own accounts filings name TENBURY NILS SCHEME as a grant recipient include SMALLWOOD TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
SMALLWOOD TRUSTFY2021£48k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund18/06/2021£10kOutreach Community Network
UK government25/06/2020£10kCoronavirus Community Support Fund