THE MILITARY WIVES CHOIRS FOUNDATION

Registered charity 1148302 · accounts filings on the Charity Commission register · also known as MILITARY WIVES CHOIRS · also registered in Scotland as SC045217 (OSCR)

The Military Wives Choirs Foundation is a network of choirs that reaches across the whole military community to bring women closer together through singing.

Causes: The Advancement Of Health Or Saving Of Lives · Arts/culture/heritage/science · Armed Forces/emergency Service Efficiency · website · Get email alerts

Latest income

£693k

Latest spending

£621k

Registered

2012

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves increased to £174,101, meeting the trustees' policy target of covering three to six months of operational expenditure. The charity reported a total surplus of £229,255 for the year, supported by a social investment loan from SSAFA which has provided a letter of support and commitment not to demand repayment for at least twelve months.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £60,000 - £70,000 — below the median for charities its size (£60k)

“There was 1 (2024 - none) higher-paid staff in 2025 receiving emoluments of between £60,000 and £70,000 per annum.” — page 18

Per its FY2025 accounts as filed with the Charity Commission.

Employees paid over £60,000: 1

“There was 1 (2024 - none) higher-paid staff in 2025 receiving emoluments of between £60,000 and £70,000 per annum.” — page 18

Per its FY2025 accounts as filed with the Charity Commission.

Largest income source: Income from charitable activities (44% of income)

“Total income from charitable activities 333,772” — page 12

Per its FY2025 accounts as filed with the Charity Commission.

Fundraising cost ratio: 1.6% of fundraised income, as disclosed

“Fundraising and promotion 9,563” — page 12

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: three to six months (held: £174k)

“The trustees have agreed a policy of maintaining free reserves to ensure operational expenditure of three to six months is covered.” — page 8

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 6 of 6 completeness components.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income

£693k

Total spending

£621k

Cost of raising funds

£10k

Reserves (reported)

£174k

Employees

5

Reported reserves equal ~3.4 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (52% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.4% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Alexandra Cox
Alexandra Peace Gadsby
Caroline Paxton
Elizabeth McWhirter
Guy Edwards OBE · trustee of 2 other charities
Juanita Foley
Julia Fountain-Booth
Suzanne Lord
The Rt Hon Anne-Marie Trevelyan · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Belgium · Cyprus · Falkland Islands · Germany · Gibraltar · Northern Ireland · Saudi Arabia · Scotland · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2025	£693k	£621k
31/12/2024	£723k	£704k
31/12/2023	£663k	£601k
31/12/2022	£695k	£848k
31/12/2021	£496k	£478k

Common questions

Is THE MILITARY WIVES CHOIRS FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves increased to £174,101, meeting the trustees' policy target of covering three to six months of operational expenditure. The charity reported a total surplus of £229,255 for the year, supported by a social investment loan from SSAFA which has provided a letter of support and commitment not to demand repayment for at least twelve months. Its FY2025 accounts were independently examined.

What does the highest-paid employee of THE MILITARY WIVES CHOIRS FOUNDATION earn?

Per its FY2025 accounts, the highest-paid employee was in the £60,000 - £70,000 band, and 1 employees earned over £60,000.

Who funds THE MILITARY WIVES CHOIRS FOUNDATION?

Funders whose own accounts filings name THE MILITARY WIVES CHOIRS FOUNDATION as a grant recipient include Army Benevolent Fund, THE ARMY CENTRAL FUND, THE ADRIAN SWIRE CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
Army Benevolent Fund	FY2023	£20k	Wellbeing
Army Benevolent Fund	FY2024	£20k	Wellbeing
THE ARMY CENTRAL FUND	FY2024	£15k	Choir development
THE ADRIAN SWIRE CHARITABLE TRUST	FY2023	£3k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
UK government	19/10/2022	£3k	Covenant Fund