PROVISION HOUSE ( FORMERLY KNOWN AS LOAVES N FISHES) LTD

Registered charity 1147775 · accounts filings on the Charity Commission register · also known as LOAVES N FISHES

Provision House ( formerly known as Loaves N Fishes )is a Christian Charity set up in 2010 to help those who cannot afford items to build a home. We provide furniture, other household items and clothing.Referrals of people come from organisations dealing with homeless, council teams, probation services etc.However our remit has now expanded to cover a wider area of provision and services.

Causes: General Charitable Purposes · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£846k
Latest spending
£807k
Registered
2012
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that unrestricted reserves increased to £112,592, which the trustees consider adequate to cover three months of core costs not funded by ongoing grant income. The charity reported a net income surplus of £38,105 for the year, with total funds carried forward rising to £212,251. The independent examiner confirmed that no matters came to their attention giving cause to believe the accounts were not prepared in accordance with applicable standards.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: 3 months of core costs that are not funded by ongoing grant income (held: £113k)
“It is the policy of the charity to hold in reserve 3 months of core costs that are not funded by ongoing grant income.” — page 5
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Trustee Jan Billingsley provided bookkeeping services.
“The charity contracted bookkeeping services from trustee Jan Billingsley.” — page 17
“The charity contracted the services of Luke Price in relation to social media services, Luke is a relation of Chief Executive Officer Mark Price” — page 17
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Luke Price (relation of CEO Mark Price) provided social media services.
“The charity contracted bookkeeping services from trustee Jan Billingsley.” — page 17
“The charity contracted the services of Luke Price in relation to social media services, Luke is a relation of Chief Executive Officer Mark Price” — page 17
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Shiloh Computers, where Trustee Ruth Harris is a director, provided IT services.
“The charity contracted bookkeeping services from trustee Jan Billingsley.” — page 17
“The charity contracted the services of Luke Price in relation to social media services, Luke is a relation of Chief Executive Officer Mark Price” — page 17
Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2024)

Total income
£846k
Total spending
£807k
Reserves (reported)
£113k
Employees
21

Reported reserves equal ~1.7 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (89% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Dudley · Sandwell

Income and spending

Financial year endIncomeSpending
31/12/2024£846k£807k
31/12/2023£798k£788k
31/12/2022£758k£741k
31/12/2021£635k£605k
31/12/2020£586k£498k

Common questions

Is PROVISION HOUSE ( FORMERLY KNOWN AS LOAVES N FISHES) LTD financially healthy?

Per its FY2024 accounts: The accounts state that unrestricted reserves increased to £112,592, which the trustees consider adequate to cover three months of core costs not funded by ongoing grant income. The charity reported a net income surplus of £38,105 for the year, with total funds carried forward rising to £212,251. The independent examiner confirmed that no matters came to their attention giving cause to believe the accounts were not prepared in accordance with applicable standards. Its FY2024 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund08/01/2026£20kGrowing our Food club
Barrow Cadbury Trust24/10/2023£50kThe Economy of Together
The National Lottery Community Fund10/07/2023£500kProvision House
The National Lottery Community Fund28/10/2022£10kDisabled Toilet Installation
The National Lottery Heritage Fund13/10/2022£10k"Traditional crafts and carpentry training centre"
The National Lottery Community Fund03/03/2022£49kThe St Thomas Quarter - A Jubilee Legacy for Dudley
The National Lottery Community Fund11/11/2021£10kSustainable Food Project
The National Lottery Community Fund20/08/2021£10kCovid safe re-opening
The National Lottery Community Fund30/01/2020£469kProvision House
The National Lottery Community Fund10/05/2019£10kProvision House
The National Lottery Community Fund10/08/2016£313kLoaves n Clothes n Fishes