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THE WHITEWATER CHARITABLE TRUST

Registered charity 1146069 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: General Charitable Purposes · website · Get email alerts

Latest income
£49k
Latest spending
£71k
Registered
2012
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that free reserves were £121,124.02 and unrestricted cash funds were £121,124 at the end of the period. The charity holds an expendable endowment fund with investments valued at £2,149,508. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks (held: £121k)
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company Limited, a corporate trustee, was paid £15,958 for trust administration services.
“Ludlow Trust Company Limited was paid £15,958 for trust administration services during the year under review. These fees are authorized under clause 6 of the trust deed.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
15/01/2026£49k£71k
15/01/2025£72k£41k
15/01/2024£51k£123k
15/01/2023£34k£39k
15/01/2022£35k£24k

Common questions

Is THE WHITEWATER CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that free reserves were £121,124.02 and unrestricted cash funds were £121,124 at the end of the period. The charity holds an expendable endowment fund with investments valued at £2,149,508. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks. Its FY2025 accounts were independently examined.