THE WHITEWATER CHARITABLE TRUST
General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com
Objects
CLAUSE2.2 THE OBJECTS (THE "OBJECTS") OF THE TRUST ARE TO FURTHER SUCH OBJECTS OR PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES IN ANY PART OF THE WORLD AND IN SUCH MANNER AS THE TRUSTEE MAY IN THEIR ABSOLUTE DISCRETION THINK FIT.
Financial health, per its FY2025 accounts
The accounts state that free reserves were £121,124.02 and unrestricted cash funds were £121,124 at the end of the period. The charity holds an expendable endowment fund with investments valued at £2,149,508. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks.
What the accounts disclose
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
“Ludlow Trust Company Limited was paid £15,958 for trust administration services during the year under review. These fees are authorized under clause 6 of the trust deed.”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Trustees
- JOHN PHILLIPS MCMONIGALL
- Ludlow Trust Company Ltd
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 15/01/2026 | £49k | £71k |
| 15/01/2025 | £72k | £41k |
| 15/01/2024 | £51k | £123k |
| 15/01/2023 | £34k | £39k |
| 15/01/2022 | £35k | £24k |
Common questions
Is THE WHITEWATER CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The accounts state that free reserves were £121,124.02 and unrestricted cash funds were £121,124 at the end of the period. The charity holds an expendable endowment fund with investments valued at £2,149,508. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks. Its FY2025 accounts were independently examined.