MK MONEY LIFELINE

Registered charity 1146001 · accounts filings on the Charity Commission register

The Charity is a non-fee charging money advice centre. It provides free, impartial and confidential personal money advice to those living in or near Milton Keynes through face-to-face budgeting, money and personal debt advice; communicates with creditors, having established an equitable allocation of any surplus income; and provides a self-help pack either via the internet or post.

Causes: Education/training · The Prevention Or Relief Of Poverty · Economic/community Development/employment · website · Get email alerts

Latest income
£90k
Latest spending
£67k
Registered
2012
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total income for the year was £89,733 against expenditure of £67,403, resulting in a surplus and unrestricted reserves of £67,364. The trustees report that the charity has adequate resources to continue in operational existence for the foreseeable future. However, the future of the charity depends on the continued commitment by staff and volunteers and the ability to raise sufficient funds to cover expenses.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Related-party transaction: Employment of trustee's wife
Mrs S Anderson, the wife of the centre manager (who is also a Trustee) is employed as an office administrator and debt adviser. Her total remuneration in the year amounted to £8,733 (2024: £9,422). The terms and conditions of her employment are identical to those of all other employed staff. The centre manager does not participate in any decision making processes affecting her employment and the specific arrangements have been disclosed to the Charity Commission who have raised no objection. — page 20
Donations totalling £30 (2024: £238) were made to the charity during the year by Trustees (or persons connected with them). — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations by trustees
Mrs S Anderson, the wife of the centre manager (who is also a Trustee) is employed as an office administrator and debt adviser. Her total remuneration in the year amounted to £8,733 (2024: £9,422). The terms and conditions of her employment are identical to those of all other employed staff. The centre manager does not participate in any decision making processes affecting her employment and the specific arrangements have been disclosed to the Charity Commission who have raised no objection. — page 20
Donations totalling £30 (2024: £238) were made to the charity during the year by Trustees (or persons connected with them). — page 20
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Public profiles (found on the charity’s own website): instagram

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Milton Keynes

Income and spending

Financial year endIncomeSpending
31/10/2025£90k£67k
31/10/2024£59k£57k
31/10/2023£57k£54k
31/10/2022£53k£61k
31/10/2021£35k£48k

Common questions

Is MK MONEY LIFELINE financially healthy?

Per its FY2025 accounts: The accounts state that total income for the year was £89,733 against expenditure of £67,403, resulting in a surplus and unrestricted reserves of £67,364. The trustees report that the charity has adequate resources to continue in operational existence for the foreseeable future. However, the future of the charity depends on the continued commitment by staff and volunteers and the ability to raise sufficient funds to cover expenses. Its FY2025 accounts were independently examined.