HUMAN CAPABILITY FOUNDATION

Registered charity 1145084 · accounts filings on the Charity Commission register

HCF is a grant-making charity that makes grants to organisations predominantly in India.

Objects

THE CHARITY’S OBJECTS (“OBJECTS”) ARE TO PROMOTE SUCH PURPOSES AS ARE EXCLUSIVELY CHARITABLE IN ACCORDANCE WITH THE LAWS OF ENGLAND AND WALES AS THE TRUSTEES MAY FROM TIME TO TIME DETERMINE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Environment/conservation/heritage · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Hillingdon, London, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The charity holds unrestricted reserves of £94.7 million, though the trustees note that a significant proportion is tied up in illiquid assets such as investment properties and fixed assets. The group reported a net loss of £527,671 for the year, primarily driven by a £10.3 million impairment charge on its investment in the trading subsidiary Downing Sustainable Investment I Ltd and losses from the Trigon Snacks Trading Ltd subsidiary. Despite the trading losses, the charity maintains adequate resources to continue in operational existence for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Berringers LLP. Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

• Luke Pagarani Director at Human Capability Foundation pressreader.com · 01/11/2018

Property (HM Land Registry)

6 registered titles in England and Wales held by the charity’s company or corporate body (3 freehold); recorded price paid £1.8m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~16.5 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Other trading activities (86% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 86.9% of total income — above the 90th percentile for charities its size (median 3.7%) (benchmarks).

Trustees · trustee networks

• DAVINDER PAGARANI
• LUKE PAGARANI · trustee of 1 other charity
• NATASHA PAGARANI

Trustee list from the Charity Commission register (current, not historical).

Operates in: India · Senegal · Throughout London

Income and spending

Common questions

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with HUMAN RELIEF FOUNDATION.

• HUMAN RELIEF FOUNDATION income £4.8m
• HUMANITY CARE RELIEF income £508k
• HUMANITY INTERNATIONAL CHARITABLE TRUST income £40k
• HOUSING INDEPENDENT PEOPLE income £44k
• THE HOSKING CHARITABLE TRUST income £415k
• HUMANITY GIVES income £109k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.