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THE PAMELA CORDELIA SMITH CHARITABLE TRUST

Registered charity 1144403 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: General Charitable Purposes · website · Get email alerts

Latest income
£47k
Latest spending
£26k
Registered
2011
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity held free reserves of £44,574 at the end of the reporting period, compared to £11,317 in the previous year. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks, and no funds were held in deficit. The charity made no grants during the year under review.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks (held: £45k)
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Ludlow Trust Company Ltd (corporate trustee) received £8,805 for administration and cash management fees.
“Ludlow Trust Company Ltd was paid £8,805 (2024: £3,986) for trust administration and cash management fees during the year under review. These fees are authorised under clause 13 of the trust deed.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company Ltd is a corporate trustee and received fees for administration and cash management.
“Ludlow Trust Company Ltd was paid £8,805 (2024: £3,986) for trust administration and cash management fees during the year under review. These fees are authorised under clause 13 of the trust deed.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
19/09/2025£47k£26k
19/09/2024£33k£26k
19/09/2023£10k£25k
19/09/2022£9k£12k
19/09/2021£7k£35k

Common questions

Is THE PAMELA CORDELIA SMITH CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity held free reserves of £44,574 at the end of the reporting period, compared to £11,317 in the previous year. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks, and no funds were held in deficit. The charity made no grants during the year under review. Its FY2025 accounts were independently examined.