COWES BAPTIST CHURCH

Registered charity 1143075 · accounts filings on the Charity Commission register

The church holds public services of Christian Worship on Sundays and weekly house groups. There are activities for babies, toddlers and children, and young people, plus a regular activity 'Messy Church' for the whole family. Premises are used by community groups.

Objects

THE PRINCIPAL PURPOSE OF THE CHURCH IS THE ADVANCEMENT OF THE CHRISTIAN FAITH ACCORDING TO THE PRINCIPLES OF THE BAPTIST DENOMINATION. THE CHURCH MAY ALSO ADVANCE EDUCATION AND CARRY OUT OTHER CHARITABLE PURPOSES IN THE UNITED KINGDOM AND/OR OTHER PARTS OF THE WORLD.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Latest income

£100k

Latest spending

£89k

Registered

2011

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity ended the year with a surplus on the general fund of £5,169.38, resulting in a total unrestricted net asset position of £98,464.93. The trustees report that regular income supports day-to-day activities, although total income decreased by 7% compared to the previous year due to the loss of donors and reduced hire income. Reserves are held above the stated policy target of £10,000, indicating a stable financial position.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: £10,000 (held: £98k)

“General Fund: Regular income supports the day to day activities of the church, however it has been determined by the trustees that a policy of maintaining a general cash reserve fund of £10,000 should be adopted.” — page 4

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Rent is paid to the Baptist Union Corporation Ltd for the manse.

“Building Fund. During 2025 our original manse continued to be rented out. The rent received covered the rent payable to the Minister and made a contribution towards the building fund.” — page 4

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Financial reserves policy and procedures
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Volunteer management

Register events

Received assets from another charity (12/01/2021) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Judith Elizabeth Comptonchair
Carol Jennings
Elaine Cherry
Graham Cherry
Hamish Wilson
Jacqueline Anne Spalding
John Herry Karo Karo

Trustee list from the Charity Commission register (current, not historical).

Operates in: Isle Of Wight

Income and spending

Financial year end	Income	Spending
31/12/2025	£100k	£89k
31/12/2024	£100k	£99k
31/12/2023	£96k	£77k
31/12/2022	£85k	£70k
31/12/2021	£75k	£67k

Common questions

Is COWES BAPTIST CHURCH financially healthy?

Per its FY2025 accounts: The accounts state that the charity ended the year with a surplus on the general fund of £5,169.38, resulting in a total unrestricted net asset position of £98,464.93. The trustees report that regular income supports day-to-day activities, although total income decreased by 7% compared to the previous year due to the loss of donors and reduced hire income. Reserves are held above the stated policy target of £10,000, indicating a stable financial position. Its FY2025 accounts were independently examined.