NATIONAL ASSOCIATION OF STUDENT MONEY ADVISERS

Registered charity 1142415 · accounts filings on the Charity Commission register · also known as NASMA

NASMA acts as a focus for information exchange between practitioners in the field of student funding, bringing together professionals from across the sector encouraging the free exchange of ideas.We work closely with national decision makers and their influences on student finance policy.In addition we work with other relevent sector organisations to promote the needs of students and our members.

Objects

I) TO ADVANCE EDUCATION ABOUT STUDENT FINANCE AND DISSEMINATE GOOD PRACTICE IN RESPECT OF ALL AREAS OF STUDENT MONEY AND STUDENT FINANCE ADVICE; ANDII) TO RELIEVE THE POVERTY OF STUDENTS THROUGH THE PROMOTION, PROVISION, AND SUPPORT OF PROFESSIONAL MONEY ADVICE FOR HIGHER EDUCATION STUDENTS IN THE FE AND HE SECTORS, WITH PARTICULAR EMPHASIS ON STUDENT FINANCE, AND STUDENT DEBT; ANDIII) TO PROVIDE ADVICE, INFORMATION AND TRAINING TO STUDENT MONEY ADVISERS, AND ADMINISTRATORS OF DISCRETIONARY FUNDS AND BURSARIES.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£198k
Latest spending
£201k
Registered
2011
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that free reserves stood at £118,970, which the trustees consider to be in line with their policy of maintaining a minimum of £80,000 (approximately six months of operating costs). The charity reported a net expenditure for the year, resulting in a decrease in fund balances from £122,394 to £118,970, but maintains adequate resources to continue in operational existence.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: minimum of £80,000 (held: £119k)
“The Charity aim to keep a minimum of £80,000 in reserves which equates to approximately 6 months operating costs.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Public profiles (found on the charity’s own website): instagram

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/08/2025£198k£201k
31/08/2024£203k£229k
31/08/2023£275k£252k
31/03/2022£113k£92k
31/03/2021£85k£81k

Common questions

Is NATIONAL ASSOCIATION OF STUDENT MONEY ADVISERS financially healthy?

Per its FY2025 accounts: The accounts state that free reserves stood at £118,970, which the trustees consider to be in line with their policy of maintaining a minimum of £80,000 (approximately six months of operating costs). The charity reported a net expenditure for the year, resulting in a decrease in fund balances from £122,394 to £118,970, but maintains adequate resources to continue in operational existence. Its FY2025 accounts were independently examined.