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ST JAMES ROAD BAPTIST CHURCH, WATFORD

Registered charity 1140528 · accounts filings on the Charity Commission register · also known as SJR

Weekly Sunday morning services of worship, including a children's programme, also Breakfast Church and Cafe Church mornings for different groups of members and the community.Weekly Toddlers group and Fortnightly craft group.

Causes: Religious Activities · website · Get email alerts

Latest income
£75k
Latest spending
£60k
Registered
2011
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £6,570 for the year ended 30 September 2025, with unrestricted reserves totaling £248,038. The trustees confirm the church is financially viable with adequate resources to continue its ministries for the foreseeable future. Reserves are held in long-term notice accounts with the Baptist Union to meet essential expenses and contingencies.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: at least six months of essential expenses plus large-scale facilities items and a contingency fund (held: £248k)
“The church aims to maintain sufficient reserves to enable us to meet our essential expenses for at least six months, plus large-scale facilities items, together with a general contingency fund for unseen expenditure.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The church occupies premises held by the Baptist Union Corporation Ltd on Trusts compatible with the charity's objects.
“The church occupies premises which are held by the Baptist Union Corporation Ltd, on Trusts which are entirely compatible with the above object.” — page 3
“While Foodbank St James is applying for independent charitable status, they have applied for grants using our charitable status. Hence, grants have been received by the church and transferred to the foodbank.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The church holds grants for Foodbank St James as custodian trustee while it applies for independent status.
“The church occupies premises which are held by the Baptist Union Corporation Ltd, on Trusts which are entirely compatible with the above object.” — page 3
“While Foodbank St James is applying for independent charitable status, they have applied for grants using our charitable status. Hence, grants have been received by the church and transferred to the foodbank.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): facebook

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Hertfordshire

Income and spending

Financial year endIncomeSpending
30/09/2025£75k£60k
30/09/2024£64k£60k
30/09/2023£56k£70k
30/09/2022£78k£45k
30/09/2021£55k£45k

Common questions

Is ST JAMES ROAD BAPTIST CHURCH, WATFORD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £6,570 for the year ended 30 September 2025, with unrestricted reserves totaling £248,038. The trustees confirm the church is financially viable with adequate resources to continue its ministries for the foreseeable future. Reserves are held in long-term notice accounts with the Baptist Union to meet essential expenses and contingencies. Its FY2025 accounts were independently examined.